Senior Loan Quality Specialist, Ag Lending

Merchants Bancorp•Richmond, IN

29d•Onsite

About The Position

The Senior Loan Quality Control Specialist, Ag Lending will work side-by-side with the Agricultural Loan Officers to assist with quality control, organization, filing, and any other tasks that are necessary. The Senior Loan Quality Control, Ag Lending will also help with other aspects of the bank as needed. A successful Senior Loan Quality Control, Ag Lending will make sure all closed loans have been reviewed, files are checked for completeness, and all required documentation is accurate. This role involves checking for compliance with regulations and guidelines, reviewing loan documents for completeness and accuracy, and adhering to bank policies. The specialist will also be responsible for responding to defects, maintaining confidentiality, collecting documentation for audits, monitoring insurance, and acting as a liaison between auditors and loan personnel. Additionally, the role includes assisting customers in the absence of loan officers, performing general teller responsibilities, and supporting other bank operations as needed to ensure efficiency and a positive bank image.

Requirements

High school diploma or GED.
Strong Attention to detail.
Must be a self-starter and work on their own as well as a team setting.
Proficient knowledge or MS Word, Excel and Outlook required.
Demonstrates strong attention to detail, a team-first attitude with a strong desire to achieve long-term quality results and exhibits leadership skills among their peers.
Demonstrates exceptional knowledge and proficiency of Expected Outcomes.

Nice To Haves

Bachelor’s degree desired but not required.
Agricultural Industry knowledge desired.

Responsibilities

Ensure all closed loans have been reviewed.
Check files for completeness.
Verify all required documentation is accurate.
Check for compliance with all established regulations and guidelines pertaining to documents required for due diligence per credit approval.
Review all completed loan documents to ensure all were signed by the customer.
Work within regulatory guidelines and bank policies.
Respond to any defects found on any loan review in a timely manner.
Maintain a high level of confidentiality and security while handling company information.
Collect documentation for various Audits conducted throughout the year.
Act as a liaison between the auditor and Ag. Loan personnel.
Monitor insurance expiration dates and obtain renewal information from customer if needed.
Focus on Ag Community and projecting positive image for bank with current and perspective customer base.
Assist with customer requests in the absence of loan officer and ensure customer receives a level of service that meets or exceeds expectations.
Assist in answering the telephone and performing general teller responsibilities as needed.
Perform other duties within the bank as deemed necessary by agricultural loan officers to enhance efficiency and balance workloads.
Facilitate and assist in any other areas of the bank that may be deemed necessary by management to assure operational soundness and project a positive perception of the bank by its present or perspective customer base.