Senior Loan Processor

Cedar Band Corporation • South Jordan, UT

1d • Hybrid

About The Position

We are seeking an experienced Senior Mortgage Loan Processor to join our team at our national headquarters in the South Jordan, Utah area. In this role, you will act as the primary performer of the tasks and workflow of the application while the loan is in process, managing a high-volume pipeline from initial submission through to closing. The ideal candidate has 5+ years of experience in processing FHA, VA, Conventional, and Jumbo loans, and is looking for a stable, fast-paced environment with a national presence.

Requirements

• Several years of active, hands-on experience in mortgage loan processing.
• Expert knowledge of FHA, VA, Conventional, and Jumbo loan guidelines.
• Proficiency in LendingPad LOS is preferred; experience with Encompass or similar LOS required.
• Strong proficiency in Desktop Underwriter (DU) / Loan Prospector (LPA).
• Excellent verbal and written communication skills, with a high degree of attention to detail and ability to work under tight deadlines.
• Minimum 5 years experience in an active, hands-on role in mortgage loan processing.
• Solid knowledge and understanding of FHA, VA, Conventional, and Jumbo loan guidelines.
• High School Degree/GED or higher.
• Must be authorized to legally work within the United States of America.

Nice To Haves

• Proficiency in LendingPad LOS is preferred

Responsibilities

• Manage a high-volume pipeline of residential mortgage loans (FHA, VA, Conventional, Jumbo), ensuring files are accurate, complete, and move through the process efficiently.
• Thoroughly review loan applications, income, assets, and credit documentation to identify potential red flags and ensure accuracy.
• Act as the primary liaison between Loan Officers, Underwriters, and borrowers, proactively clearing conditions to obtain a "Clear to Close".
• Proficiently run and interpret desktop underwriting systems (DU/LPA).
• Order and verify third-party reports, including appraisals, title reports, flood certifications, and VOEs.
• Ensure all loan files comply with federal, state, and company policies, including TRID regulations.
• Provide regular status updates to borrowers, loan officers, and real estate agents to ensure a smooth, timely closing.

Benefits

• Competitive salary commensurate with experience.
• Comprehensive benefits package (Health, Dental, Vision, 401k match, and more).

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: High school or GED