Senior Loan Processor
About The Position
Kwik Mortgage Corporation is a fast-growing New Jersey–based mortgage lender that has been serving homeowners since 1998. We are committed to transforming the mortgage experience by combining over two decades of lending expertise with an innovative digital platform. Our approach delivers both operational efficiency and the personalized service our clients value most. At Kwik Mortgage, we believe our people are the foundation of our success. We are seeking an ambitious Senior Loan Processor who is eager to advance their career and grow toward Conventional and FHA Underwriting. The Senior Loan Processor plays a critical role in ensuring loan files are complete, accurate, and processed efficiently from submission to closing. In this role, you will work closely with Loan Officers, Underwriters, and the operations team to maintain compliance, meet closing deadlines, and provide an outstanding borrower experience.
Requirements
- 4+ years of residential mortgage loan processing experience required
- Strong knowledge of Conventional and FHA loan products
- Exceptional organizational and multitasking skills
- Strong attention to detail and accuracy
- Ability to manage multiple loan files simultaneously while meeting deadlines
- Excellent communication and customer service skills
- Proficiency with Microsoft Office and mortgage software systems
Nice To Haves
- Experience with Encompass preferred
Responsibilities
- Review loan approval conditions and ensure timely clearance of all items.
- Analyze credit reports and request mortgage credit supplements when necessary.
- Order and review Verifications of Employment (VOEs).
- Review personal and business tax returns for accuracy and completeness.
- Run loan files through DU and LP and update findings in Encompass.
- Order and upload required documentation including 4506 transcripts, SSA verifications, flood certifications, and other compliance items.
- Verify address accuracy through USPS and update Encompass records accordingly.
- Complete and upload LDP/GSA checks, Geo Codes, and other regulatory documentation.
- Monitor pipeline to ensure all files remain on schedule for closing.
- Support the processing team with overflow tasks as needed.
- Perform additional duties as required to support operational efficiency and team success.
Benefits
- 401(k)
- Competitive salary
- Dental insurance
- Health insurance
- Vision insurance
- Performance Bonuses
- Monthly performance bonuses tied to pipeline management and file quality
- Quarterly team/branch performance bonuses
- Paid Time Off (Vacation, Sick Days, and Holidays)
- Flexible Spending Account (FSA)
- Employee Assistance Program (EAP)
- Ongoing training and a clear career growth path toward Underwriting
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
No Education Listed
Number of Employees
11-50 employees
