Senior Loan Officer

Ag Resource Management•Sugar Land, TX

19h•Remote

About The Position

The Senior Loan Officer is responsible for developing complex lending relationships while managing a portfolio of high-value agricultural and commercial customers. This role provides financing expertise, manages more advanced customer relationships, supports portfolio growth and retention, and serves as a trusted advisor to customers. A strong understanding of agricultural lending and commercial credit is essential.

Requirements

Strong agriculture background with business development experiences a must
3-5+ years of experience of credit and underwriting.
Ability to build relationships to promote loan volume and credit quality.
Must be self-motivating and driven.
Excellent communication skills.
Experience with loan documentation.

Nice To Haves

Leadership experience a plus, but not required

Responsibilities

Manage a portfolio of approximately 30- 40 customer relationships within the assigned territory or market.
Focus on developing and maintaining new and existing customer relationships with aggregate balances greater than $1 million and/or long-standing ARM customer relationships.
Attract, retain, and manage strategic, complex, and high-value customer relationships that are not assigned to an Area Manager.
As Area Manager portfolios grow, assume responsibility for transitioned customer relationships to ensure continuity of service and ongoing relationship management.
Serve as the primary day-to-day relationship manager for assigned customer accounts.
Maintain regular communication with customers to ensure satisfaction, strengthen relationships, and identify additional financing or service needs.
Drive annual renewal activities, including pricing discussions, term negotiations, and coordination of required documentation.
Partner with Credit, Operations, and other internal departments to facilitate seamless renewals, issue resolution, and exceptional customer service.
Monitor portfolio performance, customer utilization trends, and potential risk indicators, escalating concerns when appropriate.
Coordinate the timely collection of financial statements, reporting requirements, and other required customer documentation.
Maintain accurate customer records, pipeline activity, forecasts, and relationship updates within HubSpot CRM.
Participate in Regional Meetings by providing pipeline updates, portfolio status, and closing forecasts.
Support customer retention initiatives by proactively addressing customer concerns and identifying opportunities to strengthen existing relationships.
Assist customers with onboarding and effective utilization of the ARM customer portal and its functionality.