Senior Lending Assistant
Renasant Bank•Ridgeland, MS
•Onsite
About The Position
The Senior Lending Assistant will assist the Executive Officer, Branch Manager, or Loan Officer in gathering financial data and credit information used in the credit decision. This individual will prepare loan documents and proofread for corrections. In addition, the individual will handle confidential files and records of the bank, assist in loan closing, and in many cases responsible for closing loans as well as prepare all entries to book loans.
Requirements
- High school diploma or equivalent required
- Minimum of 2 years job related experience
- Ability to operate a personal computer using Microsoft Word and Excel
- Basic knowledge of accounting
- Ability to deal tactfully and effectively with customers issues as well as co-workers
- Technical knowledge and proficiency to handle the activities and responsibilities of the job
- Excellent organizational skills and ability to multi-task
Nice To Haves
- Ability to use DecisionPro and nCino, with a working knowledge of SBLU, BBLU, CLU, and the LSP highly preferred (Small Business Lending Unit, Business Banking Lending Unit, Commercial Lending Unit, and the Loan Submission Package)
Responsibilities
- Prepare loan papers, documents, files, and correspondence
- Aid the lender in collecting financial and related data in order for the lender to determine the general credit worthiness of the prospects and the merits of the specific loan request
- Collect information which reflects the current credit worthiness of clients and the current merits of existing loans
- Assist the lender by monitoring the overdraft list in his/her absence and calling for deposits as needed
- Assist the lender in collection efforts through preparing correspondence and monitoring payments
- Assist in preparing management reports including past due reports
- Prepare all the necessary entries to book loans including loan proceeds checks
- Assist loan customers on a daily basis with their deposit inquiries and problems
- Follow-up on tickler exceptions
- Responsible for keeping records and for preparing master note draws, construction lines of credits, and other business related lines of credit
- Determine loan documentation and compliance documents needed for loans
- Close loans on a regular basis
- Assist lender in monitoring and collecting information needed for notes to be renewed
- Assist in other branch assignments as needed
- Assist in the preparation of loan presentations to the Loan Committee by packaging all the necessary reports and data that is needed by the Loan Committee to properly analyze the loan request
- Responsible for the collection and maintenance of historical financial information. Write letters and telephonically instructs customer of stale financial information. Maintain a minimum of 3 years financial information on companies for indication of trends and peer comparisons for credit analysis
- Responsible for reviewing loan documents prior to loan closing for compliance with all regulatory agencies and reviewing documents to check for proper documentation as it relates to bank policy
- Assist with floor plan transactions and maintain floor plan records, balancing subsidiary to loan records on a monthly basis
- Perform collections duties on past due loans over 16 days outstanding; consists of phone calls to the customer and preparation and mailing of collection letters
- Prepare and maintain credit files on lines of credit over a designated amount
- Lending limits may be assigned at the discretion of the Executive Officer
- Perform other related duties as assigned
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
High school or GED
