Senior Lending Analyst

Pennsylvania Housing Finance Agency • Harrisburg, PA

1d

About The Position

The Senior Lending Analyst evaluates complex rental housing developments for loan and tax credit financing, using land-use, environmental, market, and underwriting criteria. The role conducts Subsidy Layering Review analyses for submission to HUD, under the oversight of the Manager of Multifamily Coordination, and maintains extensive knowledge of PHFA rules and regulations concerning tax credits and federal, state, and local funding programs.

The analyst coordinates the Agency’s multifamily application review process and manages developments from application through project completion, tracking milestones, submission requirements, and deadlines. The role also serves as the primary liaison between PHFA multifamily divisions and rental housing developers, providing guidance and follow-up throughout the development lifecycle.

Additional duties include conducting streamlined secondary reviews of Lending Analyst I and II work products, supporting analysts in preparing developments for Precommitment Meetings and loan closings, preparing required reports, and maintaining documentation for funding, regulatory, and audit requirements. The position requires a regular in-office presence on scheduled workdays.

Requirements

• Bachelor’s degree in accounting, finance, or real estate, or equivalent education and/or experience.
• Five to seven years of experience in the affordable multifamily housing field, with experience using tax credits or federal, state, or local funding in the public or private sector of the housing industry.
• Result-oriented, with the ability to multitask.

Nice To Haves

• Master’s degree in Business Administration and/or Public Administration.

Responsibilities

• Determine eligibility of complex rental housing developments for loan and tax credit financing using land-use, environmental, market, and underwriting criteria.
• Conduct Subsidy Layering Review analyses for submission to HUD under the oversight of the Manager of Multifamily Coordination.
• Coordinate all phases of the Agency’s multifamily application review process accurately, completely, and on time.
• Manage developments from application through project completion, ensuring milestones, submission requirements, and deadlines are met.
• Maintain organized electronic and physical project files for funded developments.
• Serve as the primary liaison between PHFA multifamily divisions and rental housing developers.
• Provide communication, guidance, and follow-up to developers throughout the development lifecycle to support compliance with Agency requirements.
• Represent PHFA at housing industry events, meetings, and functions.
• Perform streamlined secondary reviews of Lending Analyst I and II work products.
• Support analysts in preparing developments for Precommitment Meetings and loan closings.
• Promote consistency, accuracy, and quality throughout the underwriting and review process.
• Prepare and submit required monthly and quarterly reports to the Commonwealth of Pennsylvania, HUD, and other funding sources.
• Ensure reporting accuracy and compliance with applicable regulatory and funding requirements.
• Maintain documentation supporting funding, regulatory, and audit requirements.
• Perform additional duties and special projects as assigned.
• Maintain a regular in-office presence on scheduled workdays.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior