Senior Financial Reporting Analyst

Gate City Bank•Fargo, ND

4d•Onsite

About The Position

The Senior Financial Reporting Analyst applies accounting principles to analyze and track financial information and prepare financial reports. The role supports financial statement preparation and analysis, management and Board reporting, regulatory reporting, budgeting and projections, accounting operations, loan investor reporting, and implementation of accounting standards. The position is based at the Fargo Corporate Office, is on-site, and has hours of 8 a.m. to 5 p.m., Monday through Friday.

Requirements

Bachelor’s degree in Accounting or a related field, five years of related work experience, or an equivalent combination of education and experience.
Strong oral and written communication skills.
Ability to interpret and use data for decision-making.

Nice To Haves

Certified Public Accountant (CPA) license preferred but not required.

Responsibilities

Assist in preparing, reviewing, and analyzing financial statements, management reports, Board financial reports, regulatory reports, annual audited statements, the annual budget and variance reports, three-year projections, interest rate risk analysis, and other assigned projects; collect, verify, and summarize required data.
Perform financial statement analysis, including actual-to-budget, period-over-period, and trend analysis.
Prepare and review journal entries, account reconciliations, and complex accounting calculations.
Research and apply U.S. GAAP to new or unusual transactions and assist with implementation of new accounting standards.
Maintain supporting documentation for significant accounting estimates and financial statement balances.
Assist with management, executive, Board, and other financial reporting packages.
Perform custom financial reporting and design and create financial dashboards using Business Intelligence Software.
Assist with preparation and review of the Bank’s quarterly Call Report and other applicable regulatory reports.
Perform new and paid loan processing duties for investor loans and purchased loans serviced by other financial institutions, including loan-level reporting and reconciliation of internal accounts.
Complete investor loan reporting and remittances accurately and on time according to investor guidelines, using investor-specific applications as required.
Investigate reporting or remittance differences through detailed loan-level analysis and clear exceptions according to investor requirements.
Perform the allowance for credit losses (ACL) calculation and gather and maintain supporting information.
Complete or ensure completion of monthly accruals, including interest accruals, accrued expenses, prepaids, and depreciation.
Reconcile general ledger balance-sheet accounts, bank accounts such as the FHLB demand account, and internal operating DDA accounts; monitor reconciliations performed by offices, corporate departments, or other accounting personnel.
Verify general ledger balances against application principal balances for assets and liabilities on the core processing system, including deferred fees, deferred costs, escrow accounts, and credit insurance.
Maintain the general ledger, including adding, updating, and removing accounts, and complete Fiserv general ledger mapping for new or changed accounts.
Assist with updating accounting policies and procedures and FDICIA documentation.
Resolve accounting and balancing questions from the accounting department and from other departments, offices, and third-party vendors.
Gather and summarize information for auditors and examiners.
Deliver exceptional service to team members and customers and maintain effective working relationships with colleagues, leaders, customers, and external partners.
Demonstrate reliable attendance, comply with Bank policies and applicable laws and regulations, maintain attention to detail and accuracy, and exercise sound judgment and timely decision-making.
Use approved AI-enabled tools and technologies to improve productivity, problem-solving, decision-making, and efficiency while following company policies, privacy standards, and responsible-use expectations.