Senior Financial Reporting Analyst

Gate City Bank•Fargo, ND

2d•Onsite

About The Position

The Senior Financial Reporting Analyst applies accounting principles to analyze and track financial information and prepare financial reports. The position assists with financial statements, management and Board reports, regulatory reports, audited statements, budgeting and projections, interest rate risk analysis, and other assigned projects. It also supports accounting analysis, loan investor reporting, reconciliations, regulatory filings, allowance for credit losses calculations, and accounting policy and procedure updates. The role is based at the Fargo Corporate Office and is on-site, with hours of 8 a.m. to 5 p.m., Monday through Friday. The position requires collaboration with team members, leaders, customers, external partners, auditors, examiners, and other departments. The analyst is expected to provide exceptional service, work accurately and reliably, exercise sound judgment, and use approved AI-enabled tools responsibly in accordance with company policies and privacy standards.

Requirements

Bachelor’s degree in Accounting or a related field, or an equivalent combination of education and experience.
Five years of related work experience, or an equivalent combination of education and experience.
Strong oral and written communication skills.
Ability to interpret and use data for decision-making.

Nice To Haves

Certified Public Accountant (CPA) license preferred but not required.

Responsibilities

Assist in preparing, reviewing, and analyzing financial statements, management reports, Board financial reports, regulatory reports, annual audited statements, annual budgets and variance reports, three-year projections, interest rate risk analyses, and other projects.
Perform actual-to-budget, period-over-period, and trend analysis of financial statements.
Prepare and review journal entries, account reconciliations, and complex accounting calculations.
Research and apply U.S. GAAP to new or unusual transactions and assist with implementing new accounting standards.
Maintain supporting documentation for significant accounting estimates and financial statement balances.
Assist in preparing management, executive, Board, and other financial reporting packages.
Create custom financial reports and dashboards using Business Intelligence Software.
Assist with preparation and review of the Bank’s quarterly Call Report and other applicable regulatory reports.
Perform duties related to new and paid loan processing for investor loans and purchased loans serviced by other financial institutions, including loan-level reporting and internal account reconciliation.
Prepare and submit investor loan reporting and remittances accurately and on time, use investor-specific applications, and resolve differences through detailed loan-level analysis.
Perform the allowance for credit losses calculation and gather and maintain supporting information.
Complete or ensure completion of monthly accruals, including interest accruals, accrued expenses, prepaids, and depreciation.
Reconcile general ledger balance sheet accounts, bank accounts, and internal operating DDA accounts; monitor reconciliations performed by offices, departments, or other accounting personnel.
Verify general ledger balances against application principal balances in the core processing system for assets and liabilities, including deferred fees, deferred costs, escrow accounts, and credit insurance.
Maintain the general ledger, including adding, updating, and removing accounts, and complete Fiserv general ledger mapping for new or changed accounts.
Assist with updating accounting policies and procedures and FDICIA documentation.
Resolve accounting or balancing questions from the accounting department, other departments, offices, and third-party vendors.
Gather and summarize information for auditors and examiners.
Deliver exceptional service to team members and customers and build effective working relationships with colleagues, leaders, customers, and external partners.
Maintain reliable attendance, comply with company policies and applicable laws and regulations, and maintain attention to detail and accuracy.
Exercise sound judgment and make timely decisions in a fast-paced environment.
Use approved AI-enabled tools and technologies to improve productivity, problem-solving, decision-making, and efficiency while following company policies, privacy standards, and responsible-use expectations.