Private Wealth, Senior Financial Planning Specialist

Citizens Financial Group • San Francisco, CA

20h

About The Position

As a member of BG Wealth Partners, a Private Wealth team at Citizens, the Senior Financial Planning Specialist strengthens and broadens the firm’s financial planning capabilities while supporting high-net-worth clients with comprehensive planning needs. The role is a strategic partner to wealth management teams, providing expert analysis, customized planning, and proactive client engagement to help clients achieve their long-term financial objectives. The specialist develops, executes, and presents comprehensive financial plans and applies a strong understanding of personal tax considerations to broader wealth-planning strategies. Candidates with deep personal tax knowledge will be strongly considered.

The role involves the full financial planning process, including client discovery, goal setting, resource assessment, gap and scenario analysis, recommendations, presentation, monitoring, and review. The position is scheduled Monday through Friday for 40 hours per week and is classified as exempt/salaried.

Requirements

• Bachelor’s degree in Finance, Economics, or a related field.
• CFP designation or CFP in progress.
• 5–7+ years of relevant experience in financial planning or wealth management.
• Strong knowledge of personal financial planning, including how personal tax considerations affect a client’s broader wealth strategy.
• Active FINRA licenses: SIE, Series 7, and Series 66, or Series 63 and 65.
• Demonstrated expertise in financial planning software and Microsoft Office Suite.
• Strong analytical, organizational, and problem-solving skills.
• Excellent verbal and written communication abilities and a client-centric mindset.
• Ability to work independently and thrive in a collaborative, fast-paced environment.
• In-depth knowledge of investment products, financial markets, and industry best practices.

Nice To Haves

• CPA designation.
• Deep personal tax knowledge and experience.

Responsibilities

• Independently develop and present comprehensive financial plans tailored to the needs of high-net-worth individuals and families.
• Drive business development initiatives by identifying planning opportunities and supporting client acquisition efforts.
• Address complex wealth management issues, including estate planning, tax strategies, retirement planning, and risk management.
• Collect, organize, and analyze client financial data to support investment strategies and holistic planning recommendations.
• Create and maintain advanced financial models, forecasts, and scenario analyses to guide strategic decision-making.
• Collaborate with clients, internal stakeholders, and external specialists to deliver integrated financial solutions.

Benefits

• Competitive pay and opportunity to earn additional incentive earnings.
• Comprehensive medical, dental, and vision coverage.
• Retirement benefits.
• Maternity and paternity leave.
• Flexible work arrangements.
• Education reimbursement.
• Wellness programs.
• Paid time off exceeding mandatory paid sick or paid time-away policies in every local and state jurisdiction in the United States.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior