Private Wealth, Senior Financial Planning Specialist

Citizens Bank•San Francisco, CA

1d•$147,000 - $199,000

About The Position

As a member of BG Wealth Partners, a Private Wealth team at Citizens, the Senior Financial Planning Specialist strengthens and broadens the organization’s financial planning capabilities and supports sophisticated clients with comprehensive planning needs. The role is a strategic partner in delivering financial planning solutions to high-net-worth clients, supporting wealth management teams through expert analysis, customized planning, and proactive client engagement. The specialist develops, executes, and delivers comprehensive financial plans, with a strong understanding of personal tax considerations and their influence on broader wealth strategies. The role requires working knowledge across personal financial planning, including client discovery, goal setting, resource assessment, gap and scenario analysis, recommendations, presentations, monitoring, and reviews. Candidates with deep personal tax knowledge will be strongly considered.

Requirements

Bachelor's degree in Finance, Economics, or a related field.
CFP designation, or CFP in progress.
5–7+ years of relevant experience in financial planning or wealth management.
Strong knowledge of personal financial planning, including how personal tax considerations affect a client’s broader wealth strategy.
Active FINRA licenses: SIE, Series 7, and Series 66, or Series 63 and 65.
Demonstrated expertise in financial planning software and Microsoft Office Suite.
Strong analytical, organizational, and problem-solving skills.
Excellent verbal and written communication abilities and a client-centric mindset.
Ability to work independently while thriving in a collaborative, fast-paced environment.
In-depth knowledge of investment products, financial markets, and industry best practices.

Nice To Haves

CPA preferred.
Deep personal tax knowledge and experience.

Responsibilities

Independently develop and present comprehensive financial plans tailored to high-net-worth individuals and families.
Drive business development initiatives by identifying planning opportunities and supporting client acquisition efforts.
Address complex wealth management issues, including estate planning, tax strategies, retirement planning, and risk management.
Collect, organize, and analyze client financial data to support investment strategies and holistic planning recommendations.
Create and maintain advanced financial models, forecasts, and scenario analyses to guide strategic decision-making.
Collaborate with clients, internal stakeholders, and external specialists to deliver integrated financial solutions.

Benefits

Competitive pay and opportunity to earn additional incentive earnings.
Comprehensive medical coverage.
Dental coverage.
Vision coverage.
Retirement benefits.
Maternity and paternity leave.
Flexible work arrangements.
Education reimbursement.
Wellness programs.
Paid time off policy exceeding mandatory paid sick or paid time-away policies in every U.S. local and state jurisdiction.