Senior Financial Crime Risk Analyst (US Sanctions Escalations)

TD Bank • Mount Laurel, NJ

5h • Onsite

About The Position

This Senior Financial Crime Risk Analyst role under the Sanctions Group will perform 2nd level reviews of payment screening and name screening alerts to identify any sanctions implications or individuals/entities that may be designated. In addition, this role also involves periodic KYC reviews of sanctioned country nationals or citizens of broadly sanctioned jurisdictions. Lastly, this Senior Analyst will be responsible for mentoring other analysts and reviewing referrals or escalations from other business lines to determine any sanctions implications or red flags that may include sanctions evasion. There are additional responsibilities and the expectation of leadership to be a subject matter expert to guide other team members. The Senior Financial Crime Risk Analyst role contributes to the development and maintenance of TD’s AML/ATF/Sanctions/ABAC programs, including frameworks, methodologies, policies, standards, procedures, awareness and specialized training, monitoring, management reporting and/or escalation of issues. This role conducts periodic and event driven reviews of customers, including targeted reviews to assess risks. Additionally, this role supports management in delivery of initiatives related to risk assessment, internal/external exam support, etc.

Requirements

• Undergraduate degree or equivalent work experience
• 5+ years experience

Responsibilities

• Perform 2nd level reviews of payment screening and name screening alerts to identify any sanctions implications or individuals/entities that may be designated.
• Conduct periodic KYC reviews of sanctioned country nationals or citizens of broadly sanctioned jurisdictions.
• Mentor other analysts.
• Review referrals or escalations from other business lines to determine any sanctions implications or red flags that may include sanctions evasion.
• Contribute to the development and maintenance of TD’s AML/ATF/Sanctions/ABAC programs, including frameworks, methodologies, policies, standards, procedures, awareness and specialized training, monitoring, management reporting and/or escalation of issues.
• Conduct periodic and event driven reviews of customers, including targeted reviews to assess risks.
• Support management in delivery of initiatives related to risk assessment, internal/external exam support, etc.
• Contribute to the development of team procedures and governance processes and advise FCRM stakeholders and teams of changes and enhancements to enterprise FCRM programs and requirements and where they may impact in the organization.
• Work with FCRM partners and other related groups (such as Compliance, Legal and Risk etc.) to support creation of documentation and reports required by external regulatory bodies and TD internal groups.
• Conduct research, assess FCRM risks and controls, and otherwise contribute to a specialized team of FCRM compliance professionals, interacting with key stakeholders.
• Provide governance oversight through management of the policy and training exemption governance and reporting processes to the FCRM Senior Executive Team (and related FCRM Sub-Committees).
• Assist FCRM team members in the use of Issues and Events system for tracking and reporting.
• Prepare summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of the FCRM program.
• Deliver relevant subject matter expertise and FCRM advice to business / FCRM partners.
• Interact with control functions within the organization.
• Develop and deliver training programs for applicable employees across the Bank.
• Conduct meaningful research, analysis, and assessment of FCRM program activities at the functional level using results to draw conclusions, make recommendations, assess the effectiveness of enterprise FCRM programs.
• Prepare research, analysis, updates tools and/or supports training activities specific to risk assessment.
• Contribute to the development of processes, procedures and guidance relevant to own specific FCRM function of expertise.
• Prioritize and manage own workload to meet SLA requirements for service and productivity.
• Provide high quality service and advice to key business (FCRM) partners and monitor progress of initiatives, action plans, or similar activities.
• Protect the interests of the organization – identify and manage risks, and ensure the prompt and thorough resolution of escalated non-standard, high-risk issues.
• Participate as assigned in new or revised product initiatives, advise businesses on FCRM compliance requirements and ensure that those requirements are properly written into requirements for business projects.
• Participate in FCRM level projects as needed, to facilitate and oversee changes to FCRM processes, systems, or practices.
• Coordinate with other FCRM partners and business compliance partners to ensure consistency in the application of FCRM programs and standards across the enterprise.
• Ensure relevant FCRM programs align with TD corporate philosophy and strategic direction.
• Monitor FCRM industry developments and maintain strong knowledge of evolving regulatory requirements and assess potential impacts.
• Contribute to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situations.
• Comply with applicable internal and external audit and regulatory requirements and may actively provide support during Audit and Regulatory Reviews, providing recommendations and guidance as required.
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
• Participate in responding to periodic exams/audits by regulatory bodies and Internal Audit, to determine level of BSA/FCRM compliance.
• Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues / points of interest.
• Share industry knowledge for own area of expertise and participate in knowledge transfer within the team and function.
• Grow knowledge of the business, related tools and techniques.
• Participate in personal performance management and development activities, including cross training within own team.
• Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities.
• Contribute to the success of the team by willingly assisting others in the completion and performance of work activities, providing guidance as appropriate.
• Contribute to a fair, positive and equitable environment that supports a diverse workforce.
• Act as a brand champion for the function and the bank, both internally and/or externally.

Benefits

• Base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan)
• Health and well-being benefits
• Savings and retirement programs
• Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
• Banking benefits and discounts
• Career development
• Reward and recognition
• Training programs
• Mentoring programs

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed