Senior Financial Analyst - Capital One Auto

Capital One • Plano, TX

3d • Hybrid

About The Position

We are looking for a Senior Financial Analyst to join Capital One Auto (COA). You will work for a forward-leaning organization that is actively disrupting the Auto finance industry through innovation and a customer-centric approach. This role offers a unique opportunity to develop a deep understanding of the auto lending business and contribute to high-impact financial decision-making. The ideal candidate is intellectually curious and can challenge our current processes to be more proactive, effective, and efficient.

Requirements

• Bachelor’s Degree or military experience
• At least 2 years’ experience in financial analysis
• At least 2 years’ experience with financial modeling

Nice To Haves

• Bachelor’s Degree in a quantitative major (Finance, Accounting, Economics, Mathematics, Engineering) or military experience
• SQL and Python skills
• Experience in financial services, banking or technology industries
• Experience partnering with senior leaders and internal stakeholders

Responsibilities

• Develop an understanding of the Auto lending industry, and partner with stakeholders to prepare the materials for senior leadership for the quarterly Capital One Earnings call
• Analyze economic and industry trends to assess their impact on Capital One Auto and refine financial forecasts in collaboration with business leaders
• Work closely with teams across Capital One Auto to understand their strategic initiatives and determine financial implications
• Lead critical analyses that deepen your understanding of auto lending and provide insights
• Work backwards from what the leadership team needs to deliver on their goals
• Work with the business and credit risk management to deliver Quarterly Assessments for originations and losses
• Prepare monthly, quarterly and annual Reporting and Analysis
• Help drive the preparation for the quarterly earnings call responses for the Auto business
• Understand all of the data that is key to your business line and how to analyze it
• Understand and leverage the econometric driven originations and APR model in conjunction with the PA team
• Analyze complex financial information and reports to support accurate and timely financial recommendations to management for decision making purposes
• Monitor performance indicators, highlighting trends and analyzing causes of unexpected variance
• Identify areas of opportunity in your role to drive efficiencies
• Immerse yourself in your processes to understand all of the moving pieces and second order impacts
• Assess alternative options, leveraging technology and automation
• Teach and learn from all of your team members
• Reach out to subject matter experts to learn more about each business line within Auto
• Share your knowledge with others on the team
• Be willing to help others on the team when challenges arise

Benefits

• performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI)
• comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being

What This Job Offers

• Job Type: Full-time
• Career Level: Senior