Senior Financial Analyst

Canada Lands Company•Toronto, ON

5d•CA$86,703 - CA$108,379

About The Position

The Senior Financial Analyst leads financial modelling, investment analysis, and market research to support land offerings, housing development and financial feasibility, partnerships, and long-term portfolio strategy. The Senior Financial Analyst combines strong quantitative expertise with the ability to translate complex financial analysis into clear, actionable. compelling narratives for decision makers. This position also contributes to the execution of asset management strategies, ensuring long-term financial sustainability and alignment with corporate and public policy objectives.

Requirements

Bachelor’s degree in finance, Economics, Real Estate, Urban Planning, or a related discipline
5–8 years of progressive experience in real estate finance, development, or investment analysis, or affordable housing, or institutional real estate
Advanced financial modelling skills in Excel (development pro formas, cash flows, NPV, etc.)
Advanced presentation and communication skills in PowerPoint
Strong understanding of land economics, land residual analysis, and lease-based structures
Experience working with or analyzing affordable housing funding programs (CMHC or equivalent)

Nice To Haves

Industry knowledge/experience is preferred.
Experience with purpose built rental and mixed income housing projects
Familiarity with public sector or mission driven investment environments
CPA or CFA is considered an asset
Bilingualism (English/French) is an asset

Responsibilities

Conduct in-depth market research to analyze purpose-built rental market trends, review land transaction comparables and pricing benchmarks, and development trends.
Develop and validate assumptions related to rents, absorption rates, construction costs, and financing conditions.
Synthesize market intelligence into clear and actionable investment insights and recommendations.
Develop and maintain advanced financial models, including pro formas and cash flow analysis for new construction projects, land lease structures, land sales, and residual land value analysis, and long-term cash flow projections, Net Present Value (NPV), Internal Rate of Return (IRR), and sensitivity analysis.
Develop financing models for affordable housing projects, including CMHC Mortgage Loan Insurance (MLI) Select, Apartment Construction Loan Program (ACLP), and blended financing scenarios involving grants, subsidies, and low-cost debt.
Evaluate project viability under various market, policy, and funding scenarios.
Analyze and structure affordable housing capital stacks, incorporating federal, provincial, and municipal grants, forgivable and low-interest loans, equity contributions, land contributions, and operating subsidies.
Support and develop funding applications and investment approvals with robust financial justification.
Model and assess partnership and joint venture structures with non-profit, private, and public partners.
Support evaluation and negotiation of financial returns and risk allocation, governance and ownership structures, and cash flow distribution models.
Develop and structure innovative, mission-aligned development partnerships.
Prepare executive-level presentations and briefing materials.
Translate complex Excel-based analysis into clear narratives that explain market conditions, financial risks and opportunities, and policy and funding impacts on project feasibility.
Support investment recommendations with clear, defensible logic and analysis.