Senior Financial Analyst - Community Banking

First United Bank•Durant, OK

36d•Hybrid

About The Position

The Senior Financial Analyst — Community Banking is a member of the bank's FP&A team, providing financial planning and analysis support to the bank's core business units: Lending, Retail Banking & Deposits, and Treasury Management. This role is central to the monthly financial close, forecasting, and business performance processes that keep leadership informed and the institution on plan. A defining characteristic of this role is its operational versatility. The analyst is expected to function simultaneously as a capable strategic thinker — able to surface insights, flag risks, and communicate performance narratives to senior leaders — and as a productive individual contributor who executes high-volume analytical and reporting work, increasingly with the support of AI tooling. The ideal candidate moves comfortably between directing analysis and doing it, without requiring close supervision at either level.

Requirements

Bachelor's degree in Finance, Accounting, Economics, or related field
3–6 years of FP&A experience, preferably in financial services or banking
Direct experience supporting multiple business units or product lines
Strong financial modeling skills in Excel; familiarity with EPM tools
Demonstrated ability to prepare and present executive-level financial packages
Working knowledge of banking fundamentals: NII, net interest margin, deposit pricing, loan loss provisioning
Comfortable working in a fast-paced environment with hard monthly deadlines

Nice To Haves

Experience in a regional bank, community bank, or financial holding company
Exposure to all three coverage areas: lending, retail/deposits, and treasury
CFA, CPA, or FP&A certification (AFP)
Experience with AI-assisted financial workflows or prompt engineering for analytical tasks
Familiarity with regulatory reporting environments (call reports, FDIC, OCC)
Graduate degree in Finance, MBA, or related discipline
Experience analyzing fee-based or transaction-driven product lines (e.g., treasury management, payments, cash management)

Responsibilities

Prepare monthly divisional financial packages for the Banking Division, including P&L, variance analysis, and executive commentary
Own the month-end close reporting calendar across all three business units, coordinating with accounting and business line partners
Build and maintain management reporting templates, dashboards, and recurring deliverables
Translate financial results into concise narratives that explain drivers, risks, and trends to non-financial stakeholders
Identify and resolve data discrepancies between source systems and financial statements
Lead the FP&A contribution to annual budgeting and multi-year planning cycles for all three business units
Maintain rolling forecast models that incorporate rate environment shifts, volume trends, and strategic initiatives
Update balance sheet and income statement projections monthly based on actuals, pipeline data, and management assumptions
Support scenario and sensitivity modeling for strategic decisions such as rate changes, product launches, or M&A activity
Prepare forecast packages and presentations for the CFO, executive leadership, and Board-level reporting
Act as the primary FP&A point of contact for business unit leaders, providing proactive financial analysis, not just reactive reporting
Develop insights from financial data that support operational decision-making — identifying growth levers, cost pressures, or performance anomalies
Present findings clearly in both written and verbal formats tailored to the audience
Participate in business reviews, strategic planning sessions, and cross-functional projects as the finance voice for the Banking Division
Leverage AI tools (including large language models, automation platforms, and intelligent analytics) to accelerate reporting, modeling, and insight production
Design and refine AI-assisted workflows to improve the throughput and consistency of recurring FP&A deliverables
Maintain strong judgment about when AI output requires human review, validation, or escalation — functioning as an editor and quality controller of AI-generated work
Champion productivity improvements within the FP&A team through process automation and tool adoption
Maintain and improve financial models, ensuring version control, documentation, and auditability
Work with data and technology teams to improve data quality, source reliability, and system integration
Support ongoing improvements to the FP&A technology stack (e.g., Workday Adaptive, Anaplan, Essbase, or similar EPM platforms)