Senior FCRM Testing Analyst (US)

TD • Boston, MA

2d • $72,280 - $117,520

About The Position

The Senior FCRM Testing Analyst is part of TD’s US Financial Crime Risk Management Monitoring and Testing team, which evaluates financial crime compliance controls, identifies regulatory risks, performs independent testing reviews, and validates remediation improvements. The role independently executes testing of FCRM controls and systems for assigned businesses and operational units across the Bank to assess the effectiveness of controls in addressing associated risks.

The analyst is expected to take responsibility for activities across the testing lifecycle, including developing test plans, executing test steps, preparing testing documentation, and reporting results within agreed timelines. Working as a subject matter expert in assigned testing areas, the analyst applies knowledge of relevant regulatory requirements and financial crime controls to evaluate effectiveness, recommend enhancements, complete projects and initiatives, and follow up on findings.

Requirements

• Undergraduate degree or equivalent work experience.
• At least 5 years of experience.
• Strong understanding of controls and procedures.
• Intermediate-level ability with Microsoft Office applications.
• Ability to conduct hands-on compliance testing and perform strong analytical work.
• Proactive, detail-oriented approach and ability to participate in discussions that challenge the status quo while collaborating with stakeholders.
• Must be authorized to work in the United States without current or future need for TD work visa support or sponsorship.

Nice To Haves

• At least 1 year of auditing experience with an accounting firm or financial institution.
• Comfort using Copilot to inform or improve deliverables.
• Basic SharePoint knowledge.
• Interest in financial crime prevention.
• ACAMS certification.
• CIA certification.

Responsibilities

• Execute testing engagements in accordance with established standards and targeted timelines.
• Conduct analytical research and analysis to meet assigned testing objectives.
• Collaborate with key partners throughout testing engagements.
• Present objective, independent opinions on the adequacy of processes and controls against regulatory and internal requirements.
• Follow up on findings from testing reviews according to established standards.
• Provide subject matter expertise on FCRM controls and processes and contribute to projects and initiatives as a representative of the FCRM testing function.
• Identify matters requiring additional attention, escalation, or review, and liaise with appropriate groups to resolve them.
• Manage workload and deliver quality results within assigned timelines.
• Contribute to analysis, due diligence, and implementation of initiatives within defined assignments.
• Understand the operations of business units being tested, identify potential FCRM risks, and apply that information to testing.
• Document research clearly and concisely to establish engagement-specific requirements.
• Keep abreast of emerging trends, regulatory changes, internal policies, standards, and money laundering, terrorist financing, and sanctions typologies.
• Manage relationships across business lines and control functions, ensuring alignment with enterprise and regulatory requirements.
• Communicate testing results effectively to FCRM Testing management and stakeholders.
• Support a culture of risk management and control through FCRM testing.
• Contribute to a positive, collaborative team environment; share knowledge, keep team members informed, and maintain productive stakeholder relationships.
• Participate in performance management, development, and potential cross-training activities.

Benefits

• Health and well-being benefits.
• Savings and retirement programs.
• Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO.
• Banking benefits and discounts.
• Career development, training, mentoring, and an online learning platform.
• Reward and recognition programs.
• Base salary and variable compensation or incentive awards, potentially including cash and/or equity awards.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior