Senior Compliance Testing Analyst (US)

TD•Portland, ME

1d•$72,280 - $117,520•Onsite

About The Position

The Senior Compliance Testing Analyst – Annual Planning & Reporting supports the execution, administration, and ongoing management of the Compliance Monitoring & Testing (CM&T) annual plan and reporting processes. The role maintains testing plans, coordinates and implements plan changes, monitors execution metrics, and produces accurate, timely management reporting to support leadership decision-making. It partners with Compliance Testing teams and key stakeholders to keep planning data, reporting, and governance activities organized, transparent, and aligned with program objectives. It also supports data analysis, reporting automation, dashboard maintenance, and continuous improvement initiatives that enhance the effectiveness and efficiency of the CM&T program. The analyst exercises independent professional judgment when working with staff and senior management on regulatory compliance and risk matters. The role includes researching and maintaining expertise on banking regulations, laws, policies, procedures, and consumer protection laws; advising business partners on applicable requirements; developing test steps; conducting complex testing and analysis of controls and processes; communicating results and improvement opportunities; and assisting management with findings and presentations. The analyst oversees or independently completes assigned work end to end and handles complex or non-standard assignments. The role also executes testing engagements to established standards and timelines, conducts analytical research, collaborates with Compliance and business partners, identifies potential errors, validates findings, and escalates matters requiring additional attention. It contributes to risk-based reviews, initiative implementation, process improvement, regulatory awareness, and effective risk management. The analyst participates in team development, knowledge sharing, mentoring, and productive stakeholder relationships.

Requirements

Undergraduate degree or equivalent work experience.
At least 5 years of experience.
Independent professional judgment and discretion in communications with bank staff and senior management regarding regulatory compliance and risk matters.
Ability to research and maintain expertise in banking regulations, laws, policies, procedures, and consumer protection laws.
Ability to learn regulatory requirements, develop test steps, conduct complex testing and analysis, and communicate findings and improvement opportunities.
Ability to independently manage assigned work from end to end.
Strong analytical research, analysis, and problem-solving capabilities.
Ability to manage workload and meet assigned timelines while producing quality results.
Ability to clearly document research and communicate issues and results.
Ability to collaborate with Compliance, business line partners, and stakeholders.
Ability to understand business operations, identify Compliance risks, and perform risk-based engagements.
Commitment to following internal policies, procedures, methodologies, and applicable regulatory requirements.
Commitment to detail, accurate work products, and effective risk management.
Ability to work effectively in a fast-paced, evolving environment with ambiguity.

Nice To Haves

Experience supporting annual planning, test scheduling, resource planning, or governance program administration.
Advanced Microsoft Excel proficiency, including pivot tables, complex formulas, data validation, and reporting.
Experience with data quality reviews, reconciliations, and reporting controls.
Experience developing and maintaining management reports, dashboards, scorecards, and executive presentations.
Experience with Power BI, Power Query, Tableau, or similar reporting and data visualization tools.
Strong organization and ability to manage multiple priorities, deadlines, and plan changes simultaneously.
Experience in Compliance Monitoring & Testing, Compliance Risk Management, Operational Risk, Internal Audit, or related control functions.
Experience with Power Apps, SharePoint, or workflow management tools.
Knowledge of compliance testing methodologies, issue management, and regulatory compliance frameworks.
Strong attention to detail and commitment to accurate, high-quality work products.

Responsibilities

Support execution, administration, and ongoing management of the Compliance Monitoring & Testing annual plan and reporting processes.
Maintain testing plans, coordinate and implement plan changes, and monitor execution metrics.
Produce accurate and timely management reporting to support leadership decision-making.
Coordinate with Compliance Testing teams and stakeholders to ensure planning data, reporting, and governance activities are organized, transparent, and aligned with program objectives.
Support data analysis, reporting automation, dashboard maintenance, and continuous improvement initiatives.
Research, review, and maintain expertise on banking regulations and laws, banking policies and procedures, and consumer protection laws.
Provide guidance and advice to business partners regarding regulations applicable to their operations.
Learn regulatory requirements for assigned business units, help develop test steps, perform complex analysis and testing of controls and processes, and summarize results and improvement opportunities.
Assist management in writing findings and presenting findings to business line staff and senior management.
Oversee or independently perform assigned work from end to end and execute complex or non-standard assignments.
Execute testing engagement work in accordance with established standards and target timelines.
Conduct analytical research and analysis as part of testing engagements and initiatives.
Collaborate with Compliance and business line partners throughout testing engagements.
Identify potential errors and validate findings in accordance with established standards.
Proactively identify matters requiring additional attention, escalation, or review.
Prioritize and manage workload to deliver quality results within assigned timelines.
Contribute to analysis, due diligence, and implementation of initiatives within the area of responsibility.
Follow internal policies, standards, procedures, methodologies, and regulatory requirements; identify opportunities to improve the Compliance Management System.
Understand the business area being tested, identify potential Compliance risks, and apply that understanding to complete quality, risk-based engagements.
Document research clearly and concisely to establish requirements specific to each engagement.
Stay current on emerging trends and changes to regulatory frameworks, internal policies, and standards.
Analyze issues, communicate results to Compliance Testing management, and assist management in communicating results to clients.
Maintain a culture of risk management and control aligned with risk appetite.
Participate as a team member, promote a positive work environment, and communicate relevant issues and progress in a timely manner.
Share expertise and industry knowledge, participate in knowledge transfer, and keep current on relevant business tools and techniques.
Participate in performance management, development, and cross-training activities.
Contribute to team capability through mentorship, knowledge sharing, and best practices; provide coaching when appropriate.
Develop productive relationships with internal and external business partners and stakeholders.
Contribute to a fair, positive, and equitable environment and act as a brand ambassador for the business area and bank.