Compliance Testing Manager (US)

TD•Portland, ME

2d•$91,000 - $136,240•Onsite

About The Position

At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact – both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program – it's about creating a culture of compliance that will cascade throughout the organization. The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank’s size, complexity, and risk profile. In this role, you’ll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future. Beyond technical expertise, we’re looking for someone with an entrepreneurial mindset—someone who can "roll up their sleeves", takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure. Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you’ll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards. U.S. Compliance Monitoring and Testing Team Summary: U.S. Compliance Monitoring & Testing, within Second Line Compliance, executes independent, risk-based compliance testing and validation activities to assess the effectiveness of controls and processes designed to meet regulatory requirements. Testing evaluates compliance with applicable laws, rules, and regulations, while issue validations independently assess the effectiveness and sustainability of corrective actions implemented to address identified compliance issues.

Requirements

Undergraduate degree or equivalent work experience
7+ years of experience
Experience in compliance testing, audit, risk management, or regulatory compliance within a regulated environment.
Experience leading and executing compliance testing, validation, audit, or monitoring engagements.
Experience using data analytics and AI-enabled tools to enhance testing effectiveness and identify regulatory risks.
Strong knowledge of regulatory requirements, risk management frameworks, and compliance testing methodologies.
Ability to interpret laws, regulations, and regulatory guidance and assess impacts to compliance programs.
Strong analytical skills with the ability to identify, assess, and escalate risks and issues.
Proficiency with Microsoft Office and reporting tools.
Strong organizational, project management, and communication skills.
Ability to manage multiple priorities and deliver results in a fast-paced environment.
Performing sedentary work – Continuous
Performing multiple tasks – Continuous
Operating standard office equipment - Continuous
Sitting – Continuous
Concentrating for long periods of time – Continuous
Applying common sense to deal with problems involving standardized situations – Continuous
Reading, writing and comprehending instructions – Continuous
Adding, subtracting, multiplying and dividing – Continuous

Nice To Haves

CRCM certification is a plus

Responsibilities

The Compliance Testing Manager is responsible for planning, executing, and overseeing independent, risk-based compliance testing engagements.
This role provides subject matter expertise on compliance risks, controls, and processes, leads all phases of assigned engagements, and performs testing activities as needed.
The Manager may also support issue validations and other strategic initiatives on an as-needed basis.
The Compliance Testing Manager is responsible for planning and overseeing independent Compliance testing completed by specialists.
May execute some independent testing as applicable.
This role provides subject matter expertise on Compliance controls/processes and is responsible for leading all phases of the assigned testing engagement.
Works independently and be accountable for acting as a lead in executing engagements and provides work direction to others on those engagements
Considered subject matter expert in Compliance testing methodologies
Provides subject matter expertise and/or guidance to various stakeholders and team members
Advanced knowledge of external competition, industry and/or market trends in relation to own function/business
Scope of role may have enterprise impact
Undertakes and completes a variety of complex projects and initiatives requiring specialist knowledge and/or the integration of cross functional processes within own area of expertise
Independently performs concurrent multiple reviews and related tasks from end to end
May act as highest point of team escalation for resolution and provides direction to resolve issues or escalates
Executes and manages testing activities in accordance with established standards and strategic direction to achieve completion within target timelines
Executes follow-up on findings raised from testing engagements in accordance with established standards
Conducts skilled analytical research and analysis as part of testing engagement and initiatives
Understands risk identification, risk analysis, and risk mitigation according to regulatory requirements and best business practices
Develops strong relationships and works collaboratively with key partners
Oversees/leads the testing engagement, including communications and the reporting processes
Provides subject matter expertise and/or input to projects/initiatives as a representative for area of specialization
Proactively identifies matters which require additional attention, further escalation, or review, and liaises with the appropriate staff to resolve
Prioritizes and manages workload to deliver quality results and meet testing timelines
Contributes to the review of internal processes and activities and assists in identifying potential opportunities to improve operational efficiencies for area of responsibility
Adheres to internal policies/procedures, enterprise frameworks and methodologies and applicable regulatory guidelines
Clearly and concisely documents research as required to understand requirements specific to an engagement
Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high risk transactions/activities as necessary
Applies subject matter expertise in the discipline, provides guidance, assistance, and direction to others
Actively manages relationships within and across various business lines, corporate and/or control functions, and drives alignment with enterprise and/or regulatory requirements
Assesses/identifies key issues and escalates to appropriate levels and relevant stakeholders where required
Participates in cross-functional/enterprise initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations
Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts to the Bank
Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and promotes timely communication of issues/points of interest
Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit
Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
Participates in personal performance management and development activities, including cross training within own team
Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships
Contributes to a fair, positive and equitable environment that supports a diverse workforce
Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally