Senior Enterprise Risk Manager

Arizona Cardinals Football Club•Tempe, AZ

1d•Onsite

About The Position

The Arizona Cardinals are seeking a highly experienced Senior Enterprise Risk Manager to lead the organization's enterprise-wide risk management and insurance programs. This strategic individual contributor will be responsible for identifying, evaluating, financing, and mitigating risks across multiple business entities while partnering with executive leadership to protect the organization's assets and support long-term growth. This role oversees all aspects of the organization's insurance portfolio, captive insurance company, contractual risk transfer, claims administration, construction risk management, and enterprise risk initiatives. The position reports to the CFO and will work closely with Finance, Legal, Human Resources, Operations, Development, and external insurance brokers, carriers, captive manager and advisors. This is an exceptional opportunity for an experienced risk professional who enjoys building programs, influencing executive decision-making, and operating across a diverse portfolio of businesses. This position offers the opportunity to build and lead a sophisticated enterprise risk management program supporting one of the NFL's premier organizations and its affiliated businesses. The successful candidate will influence strategic decisions across professional sports, concessions, aviation and real estate development while working directly with executive leadership on some of the organization's most significant initiatives.

Requirements

Bachelor's degree in Risk Management, Finance, Accounting, Business Administration, or related field
At least eight (8) years of progressive risk management and insurance experience.
Demonstrated experience managing large commercial insurance programs.
Strong understanding of property and casualty insurance structures.
Experience with enterprise risk management principles.
Knowledge of contractual risk transfer and indemnification.
Excellent analytical, financial, and negotiation skills.
Exceptional written and verbal communication abilities.
Background working with brokers, underwriters, and executive leadership teams.
Strategic thinker with strong business acumen
Executive presence and sound judgment with strong negotiation and relationship management skills and the ability to influence
Highly organized and detail-oriented
Collaborative leadership style
Strong financial and analytical capabilities
Excellent project management skills
Ability to manage multiple complex initiatives simultaneously
Must successfully complete pre-employment screening, including a background check

Nice To Haves

Professional designations such as ARM, CPCU, CRM, or RIMS-CRMP preferred
Experience managing captive insurance companies preferred.
Experience with construction and real estate development risk preferred.
Experience in professional sports, entertainment, hospitality, aviation, or other complex multi-entity organizations preferred.

Responsibilities

Manage all corporate insurance programs, including but not limited to: Property, General Liability, Umbrella/Excess Liability, Workers' Compensation, Cyber Liability, Directors & Officers Liability, Employment Practices Liability, Crime/Fidelity, Professional Liability, Builder's Risk, Owner's Interest, Environmental/Pollution, Aviation, Automobile.
Lead annual insurance renewals and marketing efforts.
Evaluate coverage adequacy, limits, deductibles, and overall program structure.
Analyze claims experience and recommend program improvements.
Oversee administration of the organization's captive insurance company.
Coordinate with captive managers, actuaries, auditors, investment advisors, and regulatory authorities.
Review financial performance and capitalization.
Evaluate opportunities for expanding captive participation and optimizing retained risk.
Manage insurance programs associated with major capital development projects.
Coordinate Builder's Risk, Owner's Interest, Pollution Liability, OCIP/CCIP, and other construction-related coverages.
Review contractual insurance requirements with contractors and developers.
Partner with Legal and Development teams on risk allocation strategies.
Develop and maintain the organization's Enterprise Risk Management (ERM) framework.
Identify, assess, prioritize, and monitor strategic, operational, financial, legal, and emerging risks.
Prepare enterprise risk assessments and present findings to executive leadership.
Recommend risk mitigation strategies aligned with the organization's risk appetite.
Monitor evolving industry trends, regulatory changes, and emerging risks.
Oversee significant property, casualty, and liability claims.
Coordinate with carriers, adjusters, legal counsel, and internal stakeholders.
Identify trends and implement loss prevention initiatives.
Review contracts for insurance and indemnification provisions.
Recommend appropriate risk transfer mechanisms.
Partner with Legal during contract negotiations involving significant risk exposure.
Serve as the primary liaison with insurance brokers, consultants, underwriters, actuaries, and external advisors.
Collaborate with Finance on budgeting and forecasting insurance costs.
Support Human Resources on employee-related risk matters.
Partner with Operations and Facilities on loss prevention initiatives.
Provide executive leadership with strategic recommendations regarding enterprise risk.
Other duties as assigned