Senior Employee Benefits Analyst

Brown & Brown Insurance•Remote - Florida, FL

About The Position

Brown & Brown is seeking a Senior Employee Benefits Analyst to join their growing team. This role serves as a lead analytical resource for public sector clients, responsible for delivering advanced financial analysis, strategic reporting, and data-driven insights across complex employee benefit programs. The position involves deeper evaluation of renewal and proposal data, identification of trends and risks, and development of actionable recommendations for long-term benefits strategy and cost management. The Senior Analyst manages a portfolio of clients with complex benefit structures, including group medical, dental, vision, pharmacy, life, and disability programs. This individual leads renewal analyses, RFP processes, and carrier evaluations, while partnering closely with Senior Benefit Consultants, Client Services, and external vendors. The role also contributes to client-facing strategy discussions, presents findings to client leadership, and provides mentorship to Analysts. Success requires advanced analytical capability, strong communication skills, and the ability to translate complex financial and claims data into meaningful insights for effective, compliant, and sustainable benefit decisions.

Requirements

Bachelor's degree in Finance, Accounting, Mathematics, Economics, Business Administration, Public Health, or related field.
5+ years of experience in employee benefits, analytics, brokerage, or consulting.
Advanced experience with renewal and financial analysis.
Advanced experience with claims and utilization reporting.
Advanced experience with RFP development and carrier evaluations.
Strong knowledge of fully insured and self-funded benefit plans.
Strong knowledge of employee benefits regulations (ACA, COBRA, etc.).
Advanced analytical and financial modeling capabilities.
Ability to translate complex data into strategic insights and recommendations.
Strong presentation and client-facing communication skills.
High attention to detail and commitment to data accuracy.
Ability to independently manage priorities and deadlines.
Strong problem-solving and critical thinking skills.
Ability to mentor and develop junior team members.
Advanced Excel proficiency and experience with large datasets.
Ability to collaborate effectively across teams and functions.
Active State issued 2-15 License

Nice To Haves

Public sector experience preferred

Responsibilities

Lead complex renewal analyses across all lines of coverage, including non-marketed and negotiated plans.
Evaluate claims experience, utilization trends, and financial performance to identify risks, opportunities, and cost drivers.
Develop strategic, data-driven recommendations that support long-term benefits planning and funding strategies.
Lead the development and execution of Request for Proposal (RFP) processes for assigned clients.
Analyze and compare carrier proposals, identifying competitive positioning and financial impact.
Support and actively participate in carrier negotiations in partnership with the Benefits Consultant.
Develop and deliver advanced financial and management reporting (scheduled and ad hoc).
Present renewal analyses, performance results, and recommendations to client staff, committees, and leadership groups.
Translate complex financial and healthcare data into clear, concise, and client-focused insights.
Partner with the Benefits Consultants in the strategic planning and design of client benefit programs.
Act as a key analytical resource for assigned clients, supporting ongoing decision-making and plan optimization.
Contribute to the evaluation and recommendation of new services, vendors, or program enhancements.
Review and interpret compliance requirements including 112.08 filings, OPEB reporting, and imputed income analysis.
Ensure analyses incorporate applicable regulatory and legislative considerations (e.g., ACA, COBRA, healthcare reform).
Support due diligence, compliance reviews, and regulatory reporting requirements.
Create financial reports for all funding arrangements, including fully insured and self-funded plans.
Provide guidance and mentorship to Analysts on financial modeling, reporting standards, and analytical techniques.
Review work for accuracy, consistency, and quality prior to client delivery.
Support onboarding and training of new analytical team members.
Collaborate with Client Services, Consultants, carriers, and vendors to ensure aligned execution and client outcomes.
Support issue resolution related to data, reporting, and financial analysis.
Contribute to process improvements, standardization efforts, and analytical best practices.