Senior Director, Compliance - Emerging Payment Products

Fiserv•Berkeley Heights, NJ

1d•$150,000 - $240,000•Onsite

About The Position

As Senior Director, Compliance - Emerging Payment Products, you will serve as a strategic compliance partner to product, business, legal, risk, operations, and client-facing teams to support the compliant delivery of emerging payment solutions. You will guide regulatory strategy for embedded finance, digital assets, cross-border payments, and complex funds flow models while helping teams identify risk, strengthen controls, and enable responsible growth across new products and partnerships.

Requirements

6+ years of experience in payments compliance, financial crimes compliance, regulatory compliance, legal advisory, or related functions within financial services.
Experience supporting embedded finance, marketplaces, cross-border payments, digital assets, stablecoin activities, or similarly high risk and emerging financial service offerings.
Experience interpreting and applying regulations related to AML, BSA, sanctions, payments, and funds movement in product, business, or client-facing environments.
Experience leading regulatory strategy, compliance assessments, or governance activities for new products, partnerships, or complex payment models.
Experience conducting compliance risk assessments, establishing control environments, and developing monitoring and testing activities for emerging products and business lines.
Bachelor's degree or higher in Business, Finance, Law, Risk Management or related field or equivalent combination of education, related experience and/or military experience.

Nice To Haves

Juris Doctor or master's degree in Law, Business Administration, Finance or related field or equivalent combination of education, related experience and/or military experience.
Experience with stablecoin and digital asset regulatory frameworks.
Experience in high-growth or emerging financial services verticals.
Experience supporting complex client onboarding, deal structuring, and due diligence activities.

Responsibilities

Develop and maintain compliance frameworks for digital assets, stablecoins, tokenized deposits, virtual asset activity, digital wallets, blockchain-enabled financial services, and crypto-related typologies.
Provide compliance coverage for emerging markets, cross-border payment solutions, marketplace payments, embedded finance, banking-as-a-service, real-time payments, account-to-account payments, prepaid access, and alternative payment methods.
Maintain working knowledge of virtual asset regulatory expectations, cryptocurrency typologies, blockchain analytics, digital identity, Travel Rule considerations, and evolving financial crimes risks associated with digital financial services.
Partner with Product, Legal, Technology, Operations, Risk, and business teams to evaluate new products, emerging market opportunities, and strategic partnerships through a regulator-defensible compliance lens.
Lead review of compliance requirements applicable to partner, marketplace, seller, merchant, platform, and payment processor flows, including onboarding, monitoring, sanctions screening, fraud, and financial crimes controls.

Benefits

Fuel Your Life program to support your physical, financial, social, and emotional well-being.
Paid holidays and generous time away policies.
No-cost mental health support through Employee Assistance Programs.
Living Proof program to recognize your peers’ extra effort with points redeemable for rewards.
Eight Employee Resource Groups to foster a collaborative culture and expand your network.
Unparalleled professional growth with training, development, and internal mobility opportunities.
Medical, dental, vision, life, and disability insurance options available from day one.
Retirement planning including 401k match and discounted shares with the Employee Stock Purchase Plan.
Tuition assistance and reimbursement program.
Paid parental and military leave.