Senior Director, Commercial & Leveraged Finance, Commercial & Credit Risk Management

CIBC • Toronto, ON

11d • Hybrid

About The Position

Commercial & Wealth Credit Risk Management supports CIBC’s Commercial Banking and Wealth Management businesses by providing independent oversight and thoughtful adjudication across a complex commercial credit portfolio. As the Senior Director, Commercial & Leveraged Finance, you’ll be part of a team responsible for adjudicating credit applications, monitoring portfolio exposure, and providing analysis and recommendations on escalated credit decisions with a focus on Canadian Commercial Leveraged Lending, Asset Based Lending, National Accounts, and Large Commercial Loans involving loan sizes above $50 million (collectively “Commercial & Leveraged Finance”). You’ll work closely within risk, operations, and our business partners to review new business deal flow, annual reviews, amendments, and periodic portfolio assessments, including associated derivative exposures and ancillary activities. You’ll help define policies, procedures, and tactical objectives that support sound credit decision-making and a strong risk culture. You’ll also provide clear, well-reasoned recommendations to senior leaders, identify emerging issues, and help ensure reporting and monitoring frameworks remain effective across credit platforms and operations groups. Additionally, you’ll be involved in special projects to help improve our team’s efficiency and use of data while meaningfully contributing to our client focused, purpose led team based culture of continuous improvement.
At CIBC we enable the work environment most optimal for you to thrive in your role. You'll have the flexibility to manage your work activities within a hybrid work arrangement where you'll spend 3 days per week on-site, while other days will be remote and this arrangement is subject to change.

Requirements

• Demonstrate deep credit risk experience.
• Bring 8-10 years of experience in corporate banking, commercial banking, and/or risk management.
• Have experience managing complex commercial and corporate credit transactions across multiple industries, ideally including both investment grade and non-investment grade borrowers.
• Strong technical knowledge.
• Familiarity with mergers and acquisitions, capital markets products, and derivative transactions.
• Solid understanding of the financial, legal, and regulatory environment from a risk perspective.
• Values matter to you. You bring your real self to work, and you live our values - trust, teamwork, and accountability.

Nice To Haves

• Valuable specialized lending experience.
• Experience in asset-based lending and leveraged lending is an asset.
• Exposure in challenging credit situations, workouts, or recovery environments would also be beneficial.
• You're a collaborative leader. You build strong relationships across teams and know how to influence partners through expertise, credibility, and sound judgment. You value inclusive teamwork and contribute to shared success.
• You give meaning to data. You enjoy investigating complex issues, assessing risk, and turning detailed information into clear, actionable recommendations for stakeholders and senior leaders.
• You know that details matter. You apply strong critical thinking and attention to detail to support balanced decision-making in a complex risk environment.

Responsibilities

• Lead credit adjudication – Help lead the adjudication of the Commercial & Leveraged Finance portfolio, including new transactions, annual reviews, amendments, and periodic reviews of existing exposure. Provide balanced analysis and clear recommendations that support timely, well-informed credit decisions.
• Build trusted partnerships - Develop strong working relationships with the business, within risk, and our operations partners. Provide practical guidance on credit-related matters, support strategic initiatives, and offer subject matter expertise to influence the development and implementation of policies and programs.
• Monitor portfolio risk - Monitor economic, industry, and portfolio developments to identify emerging risks and adverse trends. Recommend mitigation strategies where appropriate and escalate issues promptly to ensure senior leaders are informed.
• Apply sound judgment - Use CIBC’s credit policies, procedures, guidelines, and risk rating methodologies to assess transactions objectively and consistently. Ensure risks are properly identified, risk ratings remain accurate, and portfolio issues are communicated in a timely way.
• Strengthen governance and reporting - Partner with the Wealth Relationship Management Analytics team and other stakeholders to maintain relevant reporting across credit platforms and operations groups. Contribute to risk reporting, governance controls, policy development, and special projects that strengthen portfolio oversight.

Benefits

• Competitive salary
• Incentive pay
• Banking benefits
• Benefits program
• Defined benefit pension plan
• Employee share purchase plan
• Vacation offering
• Wellbeing support
• MomentMakers, our social, points-based recognition program.
• Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed