Consumer Credit Risk Senior Director

Citizens Financial Group•Pittsburgh, PA

5d•Hybrid

About The Position

As the Consumer Credit Risk Senior Director, you will be responsible for oversight of Citizens' total leveraged exposure including maintaining a framework and leveraged lending limits to track, manage and monitor this asset class. You will identify key risks and proactively guide the development of protective and balanced credit structures with a knowledge of current market conditions are key components of the job. You will be making decisions quickly on each credit and communicating your rationale clearly are also critical in the role.

Requirements

Bachelor’s degree; Masters preferred
10 years’ relevant experience in consumer credit management
Detailed understanding of credit scoring models
Deep skillset in quantitative methods for credit risk
Loss forecasting experience
Superior verbal and written communication skills

Nice To Haves

Experience in design and development of complex underwriting systems
Proven track record in managing risk in growth portfolios
Ability to influence outcomes in a broad organizational structure where diverse stakeholders have interests in outcomes

Responsibilities

Approving credit within CAF authorities, guidance on structuring, problem loan identification direct and monitor early stage actions plans.
Credit policy and procedure development, implementation, training & maintenance
Business partnering” with assigned line lending units – proactive constructive cultural integration and coordination.
Direct and manage portfolio activities of credit officers within region.
coordinate and facilitate activities with credit officers, portfolio risk management, credit Review, Special assets, internal audit, corporate risk management and others.
Attend all regulatory meetings and preparing portfolio presentations as requested.
Participate in community related activities and exemplify the Credo in all activities.