Credit Risk Management Consumer Credit Manager
Regions•Hoover, AL
•$134,705 - $188,840•Onsite
About The Position
The Credit Risk Management Consumer Credit Manager is responsible for developing strategic and tactical recommendations that enhance Regions' ability to increase profitability, while managing overall portfolio risk. The officer is required to work within Regions' risk framework to identify, measure, mitigate, monitor and report on consumer credit portfolios. The position requires the ability to analyze, communicate, and support the implementation of strategic solutions that focus on the best interest of Regions' customers, shareholders and communities.
Requirements
- Bachelor's degree
- Five (5) years of experience in consumer credit risk management
- Ability to evaluate, synthesize, organize, and interpret data and information
- Ability to provide direction in underwriting requirements and origination automation strategies
- Knowledge of quantitative analysis and static pool analysis
- Strong technical skills, basic programming and statistical concepts
- Strong verbal, written communication, and organizational skills
- Understanding of Consumer Credit products, industry changes, regulatory requirements and banking laws
Responsibilities
- Recommends cohesive strategies that balance consumer loan growth, while managing risk
- Recommends and implements comprehensive consumer credit policies
- Provides governance oversight over Regions compliance with consumer credit policies
- Provides business insight and recommendations relating to credit model enhancements and their use in underwriting
- Utilizes alternative date sources to segment loan applicant data to enhance the depth of Regions customer relationships and improve organic growth
- Develops account management and collection prioritization strategies
- Independently reports key risks and emerging risk
- Interacts with senior management and will act as a liaison to business units on credit review management
- Develops, attracts, and retains talent required to carry out roles and responsibilities
- Mentors credit analysts
Benefits
- Incentive eligible
- Opportunity to participate in the Long Term Incentive Plan
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What This Job Offers
Job Type
Full-time
Career Level
Manager
