Senior Digital Asset Advisory Compliance Officer

Morgan Stanley • New York, NY

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About The Position

Morgan Stanley is seeking a Senior Digital Asset Advisory Compliance Officer in U.S. Bank Compliance. This Executive Director-level role sits within the U.S. Bank Non-Financial Risk Oversight team in the Legal & Compliance Division. The team advises and guides bank management through product design, development, and implementation to support regulatory alignment, mitigate risk through effective controls, and maintain compliance through risk management and oversight programs that can respond to an evolving regulatory environment.

The officer will serve as a senior compliance and operational risk coverage officer for the U.S. Banks digital asset business and as a compliance subject matter expert on digital assets. The role involves tracking emerging U.S. regulations, advising business lines, coordinating with legal, compliance, operational risk, and other divisions, and helping develop and implement the policies, procedures, monitoring, testing, and training needed for the business. The position also supports traditional compliance activities related to the digital assets business.

Requirements

• Experience and strong interest in the developing U.S. digital assets industry.
• Experience documenting OCC permissibility and safety and soundness considerations related to digital assets.
• Experience interpreting OCC digital asset letters IL 1170, IL 1183, and IL 1184.
• Experience with custody control design under 12 CFR Part 9 and the OCC Custody Handbook.
• Experience with escalation and reporting practices compatible with OCC Heightened Standards.
• Experience with cybersecurity and key management aligned to NIST 800-57, NIST 800-53, and ISO 27001.
• Experience with tokenized deposits and stablecoin reserves under IL 1172 and with blockchain or distributed ledger use for payments under IL 1174.
• Experience with consumer compliance, such as UDAAP, Reg E, Reg P, and E-SIGN, for retail wallet or payment features.
• Experience serving as a compliance or risk officer, lawyer, or in a comparable role at a large OCC bank, law firm, Virtual Asset Service Provider (VASP), or Crypto Asset Service Provider (CASP).
• Bachelor's degree from an accredited U.S. college or university.
• Strong interpersonal and written and verbal communication skills.
• Strong analytical, problem-solving, and organizational skills.
• Ability and interest in reading regulations and focusing on details.
• Ability to prioritize and work in a dynamic, deadline-focused environment.
• Compliance and operational risk management assessment skills, including assessing compliance and operational risks in a business environment, non-financial risk assessments, incident reporting, and capital requirements.
• Results-oriented approach, including setting goals and priorities to maximize available resources and consistently deliver quality results.
• At least 6 years of relevant experience would generally be expected to find the skills required for this role.

Responsibilities

• Serve as a senior compliance and operational risk coverage officer for the U.S. Banks digital asset business and as a compliance subject matter expert on digital assets.
• Monitor regulatory rulemaking and advise business lines on the developing U.S. regulatory environment for digital assets, including the GENIUS Act and CLARITY Act.
• Work with bank compliance and operational risk teams to develop and implement appropriate policies, procedures, monitoring, testing, and training programs.
• Interact with Morgan Stanley business lines.
• Coordinate across divisions and with legal, compliance, and operational risk teams on digital asset initiatives and potential impacts.
• Assist with traditional compliance activities relating to the digital assets business.

Benefits

• Comprehensive employee benefits and perks, including support for employees and their families throughout their work-life journey.
• Potential commission earnings, incentive compensation, discretionary bonuses, and other short- and long-term incentive packages, depending on the position.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior