Sr Credit Portfolio Manager

THIRD COAST BANK•Humble, TX

17h•Onsite

About The Position

Responsible for managing larger and most complex middle market and corporate credits. Ensures the portfolio achieves soundness, profitability, and growth objectives. Provides credit and sales support to Corporate Banking.

Requirements

10 Years of experience in Portfolio Management or similar position required
Bachelor's degree in finance, business or related field preferred
Ability to respond to common inquiries from internal clients, regulatory agencies, and employees
Advanced knowledge of related state and federal banking compliance regulations, and other Bank operational policies
Intermediate skills in computer terminal and personal computer operation, including use of word, excel, and office
Advanced math skills
Effective verbal, written and interpersonal communication skills
Ability to deal with difficult problems involving multiple facets and variables in non-standardized situations.
Effective organizational and time management skills
Analytical Thinking & Problem Solving – Works well under pressure and deadlines with complex issues. Applies analysis to data and compliance requirements, identifying trends, addressing potential risks, and providing actionable insights to support strategic initiatives.
Attention to Detail – Maintains a high level of accuracy, ensuring all records, reports, and metrics are precise and compliant with regulatory standards.
Risk Assessment & Management – Evaluates situations to assess risk, applying appropriate policies, procedures, and judgment to anticipate and mitigate potential issues in alignment with the bank’s risk tolerance and regulatory compliance requirements.
Relationship Building, Collaboration & Communication – Works effectively with internal and external customers, across teams and departments, communicating information clearly and building partnerships to meet shared goals.

Responsibilities

Support Corporate Bankers in managing existing and developing new client relationships
Assist Corporate Banking team in deal qualification assessment, due diligence, and loan structuring
Understand complex transactions and related risk (credit, market, operations, legal/compliance, etc.)
Lead the underwriting of complex deal structures through the credit approval process
Partner with team in reviewing and negotiating loan documents and engaging counsel as needed
Conduct portfolio reviews and continuous portfolio monitoring for assigned portfolio
Provide training and coaching of portfolio managers and underwriters
Coordinate with internal partners & internal discussions (credit discussions, screens, etc.)
Special projects as needed
Performs all other duties as assigned.