Senior Credit Manager - Commercial Real Estate Banking

Bank of America•Fort Lauderdale, WA

5d•Onsite

About The Position

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. Internal employees who are currently working from home are still eligible to apply. However, if selected for the role, you may be required to work onsite in accordance with the workplace excellence policy At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! This job is responsible for leading a group of managers who drive the client credit and tax equity relationship, including the full credit process and leading parts of the credit deal lifecycle such as application, structuring, approval, due diligence, documentation, closing, and monitoring. Key responsibilities include partnering with originations, portfolio management, and asset management teams, providing credit and tax equity credit expertise, and ensuring policy compliance, data accuracy, and timely execution.

Requirements

10+ years of experience in commercial real estate credit, with significant exposure to Low Income Housing Tax Credit (LIHTC) transactions across originations, underwriting, portfolio, or asset management
Credit Documentation Requirements
Decision Making
Executive Presence
Loan Structuring
Risk Management
Analytical Thinking
Collaboration
Oral Communications
Prioritization
Underwriting
Business Acumen
Client Solutions Advisory
Coaching
Hiring and Onboarding
Written Communications

Nice To Haves

Bachelor's Degree in Finance, Accounting, Real Estate, or similar fields
Deep transactional experience with LIHTC deal structures and credit considerations
Credit Trained

Responsibilities

Challenges end-to-end process efficiency and effectiveness, champion data driven decision-making and removes obstacles to optimize operations
Contributes to enterprise strategy and influence messaging to connect team contributions to business purpose, results, and success
Inspects and challenges risk controls, governance and culture to ensure the timely identification, escalation, debate and remediation of risk across the organization
Coaches to sustain and elevates organizational performance while differentiating to ensure pay for performance
Allocates and manages resources efficiently across the organization to drive short and long term profitability
Mobilizes organizational resources to deliver the full range of the bank’s capabilities to meet client needs and to gain competitive advantage
Breaks down barriers to create a more inclusive environment that supports company Great Place to Work goals
Inspects and manages the health of the bench to ensure succession for the organization, while supporting enterprise talent needs
Coaches to sustain and elevates organizational performance while differentiating to ensure pay for performance
Efficiently allocates and manages resources across the organization to drive short and long term profitability
Inspects and challenges risk controls, governance and culture to ensure the timely identification, escalation, debate and remediation of risk across the organization
Mobilizes organizational resources to deliver the full range of the bank’s capabilities to meet client needs and to gain competitive advantage
Challenges end-to-end process efficiency and effectiveness, champion data driven decision-making and removes obstacles to optimize operations
Contributes to enterprise strategy and influence messaging to connect team contributions to business purpose, results, and success
Breaks down barriers to create a more inclusive environment that supports company Great Place to Work goals