Commercial Real Estate Credit Officer

MidFirst Bank • Dallas, TX

22h

About The Position

As a Commercial Real Estate Credit Officer, you will support sound lending decisions through accurate financial spreading and thoughtful credit analysis of commercial real estate relationships. This role partners closely with Loan Officers and Senior Management to evaluate borrower and guarantor performance, assess project-level risks and cash flow sustainability, and present clear, actionable insights drawn from financial statements, market data, and public records—helping ensure a well-managed and resilient credit portfolio.

Requirements

• Bachelor’s degree is required. Accounting, Finance or Economics preferred.
• Experience with completing spreads and written credit analysis reports on borrowers and guarantors.
• A solid understanding of Financial Statements and Tax Returns, including General Accepted Accounting Practices.
• Proficient with Microsoft Office software, especially Excel and Word.

Nice To Haves

• Minimum 5 years of experience with commercial real estate preferred.
• Experience with CoStar Market Analytics, Moody’s Risk Analyst, Fidelity Information Services’ IBS Insight, Hyland Software’s OnBase and Metavante’s BankerInsight.

Responsibilities

• Completing spreads of business entities and individuals to summarize their financial condition and performance over a period of time in a consistent and accurate manner.
• Producing a variety of summary analyses on Commercial Real Estate projects, including leasing reports, operating performance and projections analysis.
• Assisting Loan Officers in completing reports used by Senior Management in the monitoring and decision making processes.
• Gather and present information in a concise and meaningful manner. Some of these areas may include: Industries, Commercial Real Estate Markets, Public Real Estate Records, and Public information on Business Entities and Individuals.
• Perform analysis of business entities and individuals to assess their financial performance and condition, trends, key “drivers”, projections, and risks, with a focus on their ability to service debt.
• Contacting bank customers to gather information and/or follow-up on required items.
• Various special projects from Loan Officers and Senior Management.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level