Senior Credit and Portfolio Officer

Enterprises•Bentonville, AR

2d•Onsite

About The Position

The Senior Credit and Portfolio Officer plays a critical role in managing the full lifecycle of the charter school facilities portfolio, from pipeline development through underwriting, closing, and ongoing portfolio management. This role is responsible for developing investment recommendations, leading risk assessment analysis, and overseeing deal readiness to ensure transactions are structured and executed in alignment with internal and external stakeholders.

Requirements

Strong understanding of real estate and lending transactions across the full lifecycle (origination through closing and portfolio management)
Experience in underwriting and portfolio management
Strong analytical and financial modeling skills, with the ability to assess risk and structure transactions
Excellent communication and technical writing skills
Ability to manage multiple complex projects simultaneously
Experience underwriting and credit analysis.
Experience working in at least one of the following environments; Real Estate Operations, Commercial or Nonprofit Lending or Investment or Fund Operations
Experience coordinating with external counterparties including borrowers, tenants, legal counsel, insurance, or title companies
Experience providing transaction or portfolio updates to senior leadership or decision makers
Proven ability to manage multiple transactions at different stages simultaneously
Proficiency in Excel and experience using CRM or deal tracking systems

Nice To Haves

Experience in non-profit, specifically charter schools and government a plus
Experience working within nonprofit, foundation, or philanthropic organizations
Experience supporting regulated or highly documented transaction environments
Experience partnering closely with legal or compliance teams during closings
Familiarity with post closing monitoring, covenant tracking, or portfolio compliance
Experience contributing to process documentation or workflow improvements

Responsibilities

Develop and manage charter school investment pipeline in coordination with Director, Program Officers, and external partners.
Identify and evaluate new investment opportunities.
Manage school startup, expansion, and replication grant program.
Support overall portfolio strategy and long-term planning.
Lead underwriting and develop investment recommendations.
Conduct risk assessments and synthesize financial and operational data.
Prepare credit memos and present recommendations to leadership.
Oversee transaction readiness and execution timelines.
Coordinate across internal and external stakeholders.
Review closing materials and support final approval processes.
Monitor portfolio performance and identify risks.
Develop intervention recommendations where needed.
Support refinancing, restructuring, and exit strategies.
Serve as a key coordination point across Legal, Finance, Operations, Property, and Program teams.
Ensure alignment and effective communication throughout the transaction lifecycle.