Senior CRA and Fair Lending Analyst
About The Position
Toyota Financial Services Compliance Department is seeking a Senior CRA and Fair Lending Analyst to help ensure the Bank complies with regulatory requirements by monitoring, analyzing, and documenting Community Reinvestment Act (CRA) and fair lending activities. Reporting to the Toyota Financial Savings Bank CRA & Fair Lending Officer, this role supports an effective compliance oversight framework and the organization’s commitment to fair and equitable lending practices. The analyst evaluates CRA and fair lending data to identify trends, gaps, and potential concerns; maintains records of CRA service hours, investments, and lending activities; and conducts quarterly analysis of the retail lending portfolio. The role also partners with TMCC to review fair lending monitoring results and coordinate follow-up, prepares compliance reports for management and regulatory examinations, and supports the CRA & Fair Lending Officer with monitoring, research, and special projects.
Requirements
- BA or BS degree or equivalent work experience.
- At least 3 years of experience in a similar field or industry demonstrating analytical and compliance skills.
- Working knowledge of the Community Reinvestment Act (CRA) and Fair Lending regulations.
- Experience working in a regulated entity, with a solid understanding of compliance expectations.
- Strong organizational and analytical skills, including experience reviewing, interpreting, and tracking complex data, preparing reports, and supporting regulatory compliance initiatives accurately.
- Ability to communicate and collaborate effectively across multiple business units and work independently.
- Strong attention to detail and ability to manage multiple priorities and deadlines in a fast-paced environment.
- Must have authorization to work in the United States without Toyota immigration support or sponsorship, now or in the future.
Nice To Haves
- Compliance certification such as CCEP, CCCCP, CRCM, or CAMS.
- Experience working with Kadince software.
- Advanced Microsoft Excel skills.
Responsibilities
- Analyze CRA and fair lending data to identify trends, gaps, and potential concerns.
- Maintain accurate records of CRA service hours, investments, and lending activities.
- Perform quarterly analysis of the retail lending portfolio to help ensure lending activity meets CRA standards.
- Partner with TMCC to review fair lending monitoring results and coordinate timely follow-up.
- Compile and document compliance reports for management and regulatory examinations.
- Support the CRA & Fair Lending Officer with monitoring, research, and special projects.
Benefits
- Professional growth and development programs.
- Tuition reimbursement.
- Team Member Vehicle Purchase Discount.
- Toyota Team Member Lease Vehicle Program, if applicable.
- Comprehensive health care and wellness plans for the entire family.
- Toyota 401(k) Savings Plan with a company match and an annual retirement contribution, if applicable.
- Paid holidays and paid time off.
- Referral services related to prenatal services, adoption, childcare, schools, and more.
- Tax-advantaged accounts, including Health Savings Account, Health Care FSA, and Dependent Care FSA.
- Relocation assistance, if applicable.
- Medical, dental, vision, and basic life insurance.
- Teamwork-, flexibility-, and respect-oriented work environment.
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Senior
