Senior CRA and Fair Lending Analyst

Toyota•Henderson, NV

About The Position

Toyota Financial Services Compliance Department is seeking a Senior CRA and Fair Lending Analyst to help ensure the Bank complies with regulatory requirements by monitoring, analyzing, and documenting Community Reinvestment Act (CRA) and fair lending activities. Reporting to the Toyota Financial Savings Bank CRA & Fair Lending Officer, this role supports an effective compliance oversight framework and the organization’s commitment to fair and equitable lending practices. The analyst turns complex data into actionable insights, maintains audit-ready records, and helps ensure lending strategies align with regulatory obligations. The role includes analyzing CRA and fair lending data, maintaining records of service hours, investments, and lending activities, reviewing the retail lending portfolio quarterly, coordinating follow-up on fair lending monitoring results with TMCC, preparing compliance reports, and supporting the CRA & Fair Lending Officer with monitoring, research, and special projects. Toyota does not provide employment-based visa or other work authorization sponsorship for this role. Applicants must be authorized to work in the United States without Toyota sponsorship now or in the future.

Requirements

A BA or BS degree, or equivalent work experience.
At least 3 years of experience in a similar field or industry demonstrating analytical and compliance skills.
Working knowledge of the Community Reinvestment Act (CRA) and fair lending regulations.
Experience working in a regulated entity, with a solid understanding of compliance expectations.
Strong organizational and analytical skills, including reviewing, interpreting, and tracking complex data, preparing reports, and supporting regulatory compliance initiatives with high accuracy.
Ability to communicate and collaborate effectively across multiple business units and work independently.
Strong attention to detail and ability to manage multiple priorities and deadlines in a fast-paced environment.
Must have the right to work in the United States without requiring Toyota immigration support or sponsorship now or in the future.

Nice To Haves

Compliance certification such as CCEP, CCCCP, CRCM, or CAMS.
Experience working with Kadince software.
Advanced Microsoft Excel skills.

Responsibilities

Analyze CRA and fair lending data to identify trends, gaps, and potential concerns that inform risk awareness and decision-making.
Maintain accurate records of CRA service hours, investments, and lending activities.
Perform quarterly analysis of the retail lending portfolio to help ensure lending activity meets CRA standards.
Partner with TMCC to review fair lending monitoring results and coordinate timely follow-up to support resolution.
Compile and document compliance reports for management and regulatory exam preparation.
Support the CRA & Fair Lending Officer with monitoring, research, and special projects related to banking laws and regulations.

Benefits

Professional growth and development programs.
Tuition reimbursement.
Team Member Vehicle Purchase Discount.
Toyota Team Member Lease Vehicle Program, if applicable.
Comprehensive health care and wellness plans for the entire family.
Toyota 401(k) Savings Plan with company match and an annual retirement contribution, if applicable.
Paid holidays and paid time off.
Referral services related to prenatal services, adoption, childcare, schools, and more.
Tax-advantaged accounts, including Health Savings Account, Health Care FSA, and Dependent Care FSA.
Relocation assistance, if applicable.
Medical, dental, vision, and basic life insurance coverage for employees and their families.
Enrollment in the company 401(k) plan.