Senior Counsel--Treasury Management

PNC Bank•Philadelphia, AL

1d•Onsite

About The Position

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As a Senior Counsel within PNC's Corporate Governance organization, you will be based in Birmingham, AL; Pittsburgh or Philadelphia, PA; Clevland, OH or Washington, D.C.

Requirements

JD from an accredited law school and active license to practice in at least one U.S. jurisdiction.
Working relevant experience, preferably in-house or with a law firm supporting financial institutions, payments companies, or fintechs.
Demonstrated ability to learn quickly, operate with curiosity, and adapt in a dynamic, evolving business environment.
Strong analytical and problem-solving skills, with the ability to translate complex legal concepts into practical, business-oriented advice.
Effective communicator and collaborator, comfortable working with cross-functional teams and senior stakeholders.
Sound judgment and ability to balance legal risk with business objectives, particularly in innovative or ambiguous contexts.
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role.
Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Roles at this level require a Juris Doctorate (J.D.) degree from an accredited law school and licensed to practice law in at least one jurisdiction.
Industry-relevant experience is typically 8+ years.
JD (Required)
Active State License - Multiple Issuers Licenses
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

Nice To Haves

Experience with payments, financial services, or technology-enabled products is preferred, but not required.

Responsibilities

Provide pragmatic, risk-balanced legal counsel across a broad range of payments and digital financial services, including payment systems, merchant acquiring/processing, treasury and cash management solutions, digital banking capabilities, and related fintech partnerships.
Advise on applicable laws, regulations, and network rules impacting payments and financial services, and translate regulatory requirements into clear, actionable business guidance.
Monitor legal and regulatory developments and identify emerging trends affecting payments, digital commerce, and financial technology; partner with the business to align strategy accordingly.
Collaborate closely with cross-functional stakeholders—including product, technology, operations, risk, and compliance—throughout the product lifecycle, from ideation through launch and ongoing enhancement.
Draft, review, and negotiate a variety of client-facing agreements, disclosures, and commercial contracts, including channel, partnership, and vendor arrangements.
Review and advise on third-party and fintech partner agreements, including complex integration and service arrangements.
Support interpretation and application of payment network rules, sponsor bank obligations, and industry standards.
Advise on internal risk frameworks, policies, and governance applicable to payments and related businesses.
Help design and improve efficient, scalable legal support models and processes to enable a fast-moving, innovation-driven environment.
Provide legal support, as needed, for commercial card products and programs.
Performs significant and complex legal work while regularly interacting with management.
Oversees legal research, analysis, consultation, and documentation within a framework of legal compliance and risk management.
Responsible for managing the expense for outside counsel relationships, provides strategic direction on when to leverage outside counsel.
Works with outside counsel combining their advice with analysis and feedback from internal stakeholders to provide practical guidance.
Networks with outside organizations to advance legal interests and legal health of the corporation and its industry.

Benefits

medical/prescription drug coverage (with a Health Savings Account feature)
dental and vision options
employee and spouse/child life insurance
short and long-term disability protection
401(k) with PNC match
pension and stock purchase plans
dependent care reimbursement account
back-up child/elder care
adoption, surrogacy, and doula reimbursement
educational assistance, including select programs fully paid
a robust wellness program with financial incentives
maternity and/or parental leave
up to 11 paid holidays each year
9 occasional absence days each year, unless otherwise required by law
between 15 to 25 vacation days each year, depending on career level; and years of service.