Senior Consumer Credit Examiner

State of Maine•Gardiner, ME

3d•Onsite

About The Position

This is a professional services position involving the licensing and examination of non-bank mortgage lenders and sales finance companies in accordance with state lending laws such as Truth-in-Lending. A Senior Consumer Credit examiner reviews loan files to determine compliance with applicable lending laws. This may involve determining amounts of restitution owed to consumers, making recommendations for changes in lending laws, and/or administrative enforcement action to revoke a company's license.

Requirements

Experience in lending to consumers.
Knowledge of Maine and Federal lending laws.
Ability to communicate in writing and verbally.
Ability to plan and organize and analyze data.
One (1) year experience in the examination of credit agency policies and practices.
A Bachelors Degree.
Comparable work experience may be substituted for education requirement on a year-for-year basis.

Nice To Haves

Mortgage lending experience
Advance computer skills

Responsibilities

Writing examination reports.
Working with the Attorney General's office to prepare documents and testimony for administrative hearings.
Traveling out of state for training and examinations of larger companies.