Senior Commercial Underwriter

EMC Insurance Companies•Missouri- Work From Home, MO

1d•$92,670 - $140,845•Remote

About The Position

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together. This position is eligible to work a remote schedule from Arkansas, Missouri, or KC Metro.

Requirements

Bachelor's degree, preferably in insurance or business administration
Five years of experience in commercial lines underwriting
Insurance designations, such as CPCU preferred
Excellent knowledge of underwriting and risk analysis
Exceptional problem-solving skills and the ability to make sound decisions
Strong customer service skills
Strong computer skills, including knowledge of Microsoft Office and social media
Ability to work on multiple projects while meeting deadlines
Excellent written and verbal communication skills, including the ability to speak effectively before groups
Strong presentation skills preferred
Ability to work effectively with others, as well as independently
Demonstrated leadership qualities
Occasional travel; a valid driver’s license with an acceptable motor vehicle report per company standards required if traveling

Responsibilities

Selects, grows and maintains a profitable book of business for assigned high-volume territory with a high level of underwriting authority.
Evaluates highly complex accounts, such as different business operations, multiple lines of business or special pricing requirements, for risk selection and pricing purposes.
Analyzes exposure, company and branch risk appetite, account premium and loss history, financial data, line(s) of business, price guidance, motor vehicle records, online sources of information, reports from premium audit or risk improvement and other relevant information to underwrite policies.
Offers appropriate coverage for exposures.
Maintains proper file documentation in connection with accounts.
Develops and fosters agency relationships.
Educates agents on EMC products, underwriting appetite, systems and services.
Visits agencies to discuss accounts and provide agents with updates in order to maximize opportunities.
Coordinates with marketing and branch management in the agency planning and review processes.
Serves as a mentor for less experienced underwriters.
Answers questions, shares recommendations for complex situations, such as difficult accounts, communication strategies or problematic agency relationships and explains the rationale for recommendations.