Senior Commercial Relationship Manager

Ameris Bank•Orlando, FL

About The Position

Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app. Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you’ll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer’s needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and purpose and how you can bring it to life as an Ameris Bank teammate. The Senior Commercial Relationship Manager is responsible for attainment of deposit and loan growth objectives. The position executes sales production efforts to identify and acquire new business within the market area. The Senior Commercial Relationship Manager makes sales calls and visits to business customers, high net worth individuals and prospects to customize solutions and meet loan, deposit and service needs while demonstrating the Ameris Vision, Purpose, Expectations and Values. Leadership qualities to aid and grow the Commercial Relationship Team. Performs other projects and duties as assigned.

Requirements

Ability to analyze markets, identify prospects, develop and execute consultative, value-added sales techniques and strategies.
Driven to meet and exceed established targets.
Ability to negotiate, drive consensus, addressing identified needs, interactive service to others, building and maintaining collaborative relationships, manage and resolve conflict externally and internally.
Ability to effectively and persuasively express self, using language and grammar in a professional manner.
Ability to plan, schedule, and organize a professional schedule to achieve strategic goals within or ahead of established time frames.
Ability to research, analyze, identify viable options, draw sound conclusions, present findings and make thoughtful recommendations considering overall risk and short-term and long-term impact.
Computer and Microsoft Office proficiency.
Knowledge of regulatory banking compliance policies and procedures.
Ability to apply thorough knowledge of cost accounting, financial analysis, and credit principles to assess credit viability and proper loan structuring.
Knowledge of internal banking policies, procedures, products and services.
Knowledge of relevant geographic market.
Minimum of 8 years of Commercial Banking experience or related field.
Bachelor’s degree or equivalent of education and related training or experience is required.

Nice To Haves

Experience in leadership role preferred.

Responsibilities

Strictly adheres to Bank Secrecy Act requirements and applies organizational policies and procedures in all activities.
Identifies business development opportunities and makes sales calls to existing clients and prospects.
Maintains the quality, profitability and growth of products through appropriate pricing and fees.
Services a portfolio of clients, cultivates customer relationships and acts as banking consultant to understand client needs, customize solutions and provide consultative expertise.
Applies need-based sales techniques to attract, expand, and retain customer relationships by identifying products and services to enhance the customer relationship with the bank.
Maintains and services a large deposit portfolio with emphasis on acquisition of low cost deposits meeting bank objectives.
Maintains and services a portfolio of $90MM and more in loans which meet margin and revenue objectives.
Portfolio size is a soft guideline and may be adjusted based on market.
Thoroughly collects and analyzes customer and prospect financials and other relevant data to assess viability, determine actual cash flow and perform ongoing credit grade determinations within policy guidelines.
Identifies and structures large, complex loan and deposit opportunities that optimize credit quality and profitability.
Applies a high level of business acumen and credit risk management expertise to assess the viability of large, complex loan and deposit opportunities.
Prepares and articulates accurate, comprehensive, relevant information to the Loan Committee for loan approval.
Oversees ongoing quality control for a portfolio by executing proper documentation, compliance and collection efforts.
Maintains knowledge of banking products, programs, services and promotions.
Responsible for achievement of goals as set by Bank leadership.
Uses Customer Relationship Management systems to track sales efforts and prospects.
Ensures compliance with internal controls, operational procedures and risk management policies.
Represents the Bank in business development efforts and at networking and community functions.
Develops partnerships and collaborates with other lines of business to attain mutual goals and better serve customers.
Practices ethical sales behaviors in accordance with Ameris’ core values of Integrity and Honesty; always acts in the best interest of the customer when offering additional products and services.

Benefits

Medical, Dental and Vision Insurance
Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment
Life Insurance provided at no additional cost to employees
Accidental Death & Dismemberment Coverage
Long-Term Disability Coverage
Paid Sick and Vacation Leave
11 Holidays
Volunteer/Service Day
Employee Stock Purchase Plan
401(k) Retirement Plan
Ameris Bank matches 50% of your first 8% of contributions to the plan
Flexible Spending Accounts
Health Savings Account
Health Reimbursement Arrangement
Supplemental Life & Other Insurance Plans
Identity Theft Protection
Pet Insurance
Legal Insurance
Employee Assistance Program
Employee Advocacy Program
Tickets at Work (Entertainment discounts for Ameris Bank Employees)
AT&T Employee Discount
Wellness Discounts for Medical Premiums and Other Rewards
Employee Referral Incentive
Education Assistance
Employee Resource Groups
Free Interest Checking
Free Safe Deposit Box
Free Money Orders, Travelers’ Checks and Cashier Checks
Discount on Mortgage Origination Fee
Free Online Banking and Free Unlimited Online Bill Payment