Senior Commercial Loan Officer
About The Position
Consumers Credit Union (CCU) is looking for a driven Senior Commercial Loan Officer to help us build lasting business relationships and expand our lending portfolio. As a Great Place To Work® certified financial institution, we pride ourselves on empowering our employees while making a real difference in the communities we serve. As a Sr. Commercial Loan Officer, you will identify midsize commercial loan prospects across our target area from Chicago to Milwaukee and west to Rockford. You'll originate and maintain a portfolio of profitable, high-quality loan and deposit relationships primarily in commercial real estate with some C&I lending.
Requirements
- 8+ years of commercial lending and credit analysis.
- A bachelor’s in business, finance, or related field is preferred.
- A successful existing Book of Business – primarily in CRE.
- Ability to generate $12+ million in new loan growth annually, with a go-getter attitude and a strong drive to succeed.
- Demonstrated success generating business through quality referrals, realtors, loan brokers, CPA’s and other business contacts.
- Strong verbal/written skills and the ability to prepare clear, detailed loan presentations.
- Experience exploring alternatives through collaboration.
- Skilled in finding win-win solutions that serve both borrowers and CCU.
- A commitment to collaboration and putting organizational goals first.
Responsibilities
- Solicit and develop commercial loan business from application, analysis, presentation, to close.
- Obtain information regarding the financial condition of the applicant to evaluate and recommend suitable options.
- Achieve sales objectives while assessing the risk of the loan to minimize loss.
- Develop communications and presentations that will help in providing thoughtful advice and guidance on CCU products and services to support members’ business needs.
- Monitor existing loan portfolio to maintain asset base.
- Monitor and ensure risk ratings of the credits in your portfolio are appropriate, and management is properly informed of any changes to the condition of the loans.
- Actively manage the collection of past due loans and work with members whose financial condition is performing negatively including any legal and/or litigation procedures.
- Assist members with loan-related questions.
- Represent CCU at networking and community events to grow your pipeline and strengthen local connections.
Benefits
- medical (High Deductible, HMO and PPO)
- dental
- vision
- spending accounts
- short-term disability
- long-term disability
- life insurance
- 401(k) savings plan
- pension plan
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What This Job Offers
Job Type
Full-time
Career Level
Senior
