Senior Commercial Credit Analyst
About The Position
FAME is seeking a knowledgeable, driven and compassionate individual to become part of the Credit Team as a Senior Commercial Credit Analyst. The primary responsibilities of this position include providing underwriting support for our commercial loan programs in accordance with loan policy. Analyzes all aspects of credit, prepares reports on findings and makes recommendations on decision and structure. Responsible for managing workflow through the credit process. Act as a mentor to other credit analysts and a point of contact for other business staff. This individual serves as the back up for the Senior Credit and Risk Officer to support functions including but not limited to managing relationships with internal and external partners as it relates to credit policy and program requirements, monitoring certain risk factors, preparing and presenting reports and continuous improvement efforts.
Requirements
- Four-year degree in a related field (or an appropriate combination of education and work experience).
- Five to eight (5-8) years of related work experience, preferably in commercial lending.
- Exceptional credit/analytical skills.
- Thorough knowledge of accounting principles.
- Understanding of financial statements.
- In-depth knowledge of financial ratios.
- Ability to communicate effectively, both orally and in writing.
- Ability to solve problems.
- Strong time management skills.
- Extensive knowledge of Excel.
- Knowledge of loan platform systems (such as Salesforce).
- Microsoft Word skills.
Responsibilities
- Providing underwriting support for commercial loan programs in accordance with loan policy.
- Analyzing all aspects of credit.
- Preparing reports on findings and making recommendations on decision and structure.
- Managing workflow through the credit process.
- Mentoring other credit analysts.
- Serving as a point of contact for other business staff.
- Backing up the Senior Credit and Risk Officer in managing relationships with internal and external partners related to credit policy and program requirements.
- Monitoring certain risk factors.
- Preparing and presenting reports.
- Contributing to continuous improvement efforts.
Benefits
- Generous paid time off (13 holidays, vacation, personal days and sick leave)
- Health insurance
- Dental insurance
- Vision insurance
- Life insurance
- Disability coverage
- Tuition benefits for employees
- 457(b) retirement plan with 8% employer contribution
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What This Job Offers
Job Type
Full-time
Career Level
Senior
