Senior Commercial Credit Analyst

One Community Bank•Oregon, WI

28d•Onsite

About The Position

As a Senior Commercial Credit Analyst, you’ll evaluate the risk of extending credit by reviewing borrower and guarantor financial information and turning your analysis into clear recommendations for lending decisions. You’ll take ownership of the bank’s most complex credit relationships while serving as a go-to resource for the analyst team. Your day is anchored in focused analysis and timely collaboration. You’ll start by prioritizing a pipeline of higher-complexity relationships, then move between deep review work and quick touchpoints with lenders to confirm assumptions, clarify documentation, and align on next steps. Expect time blocked for building clean, decision-ready narratives—translating numbers into concise conclusions—and for keeping annual reviews moving forward. As questions come in, you’ll pause to coach newer analysts, helping them think through structure, cash flow, and risk. You’ll wrap up by checking progress against deadlines, noting any policy considerations, and preparing what’s needed for upcoming committee or approval conversations.

Requirements

Bachelor’s degree in Finance or Accounting
4–5 years of commercial credit analyst experience in a banking environment
Strong credit risk assessment, financial statement analysis, and memo/presentation writing skills
Knowledge of banking accounting rules, regulations, and policies
Advanced Excel/Microsoft Office skills
Clear communication and mentoring/leadership ability