Senior Commercial Banking Portfolio Manager
About The Position
Wells Fargo is seeking a Senior Commercial Banking Portfolio Manager for clients with annual revenue $25MM to $2B supporting the Southeast market as part of the Commercial Bank. In this role, you will actively manage, maintain, and grow a middle market portfolio including underwriting, origination, documentation and on-going monitoring; all in adherence with applicable credit policies, procedures and compliance requirements. You will work with clients and prospects to understand complex credit needs and represent the bank in developing and maintaining client relationships. You will provide recommendations and write credit reports based on analysis of historical and projected financial performance, assessment of key risks and mitigants, management strength, and structural considerations. You will identify opportunities for process improvements within scope of your responsibilities or functional area, and collaborate and consult with senior management, functional colleagues, internal partners, and stakeholders. Additionally, you will train and mentor analysts and junior portfolio managers.
Requirements
- 4+ years of Commercial Banking Portfolio Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- 4+ years of underwriting experience including advanced commercial or specialty group credit
- Completion of a formal credit training program
- Bachelor’s Degree and/or master’s degree in business, Accounting, or Finance
- Ability to thoroughly analyze credits on an independent basis and communicate findings in a concise manner
- Microsoft Excel experience including financial modeling
- Ability to work effectively, as well as independently, in a team environment
- Strong risk management and compliance skills
- Solid knowledge and understanding of credit policy, loan servicing, and group underwriting requirements
- Experience negotiating interest rates, price, terms, and collateral requirements
- Knowledge and understanding of commercial and specialty group banking products and services
- Excellent verbal, written, and interpersonal skills
- Strong analytical skills with high attention to detail and accuracy
Responsibilities
- Actively manage, maintain, and grow a middle market portfolio including underwriting, origination, documentation and on-going monitoring; all in adherence with applicable credit policies, procedures and compliance requirements
- Work with clients and prospects to understand complex credit needs and represent the bank in developing and maintaining client relationships
- Provide recommendations and write credit reports based on analysis of historical and projected financial performance, assessment of key risks and mitigants, management strength, and structural considerations.
- Identify opportunity for process improvements within scope of responsibilities or functional area
- Collaborate and consult with senior management, functional colleagues, internal partners, and stakeholders
- Train and mentor analysts and junior portfolio managers
Benefits
- May be considered for a discretionary bonus, Restricted Share Rights or other long-term incentive awards
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
Associate degree
