Senior Commercial Banker

Hometown Community Bank•Champaign, IL

16d•Onsite

About The Position

Morton Community Bank was established in Morton, Illinois, in 1960. In some locations, our bank name is synonymous with our logo, as Clock Tower Community Bank (a division of MCB). Currently, we have over 550 employees, 50 branch locations, and over $5 billion in assets. Thanks to our ESOP (Employee Stock Ownership Plan), our employees are also owners of the Bank! We pride ourselves on our dedicated service to our customers and our communities. Pay or shift range: $135,000 USD to $182,500.50 USD The estimated range is the budgeted amount for this position. Final offers are based on various factors, including skill set, experience, location, qualifications and other job-related reasons.

Requirements

High school diploma or equivalent
Bachelor’s degree from a four-year university or college; or 5 to 10 years related experience and/or training; or equivalent combination of education and experience
BSA and other Bank related training through BAI is required annually
Overview course provided by MCB
Experience with structuring and underwriting complex commercial credit facilities
Knowledge of customer service principles
Relevant computer skills

Responsibilities

Meet with applicants to obtain information for loan applications and to answer questions about the process
Explain to customers the different loan and credit products that are available, as well as the terms of those services
Obtain and compile copies of loan applicants’ credit histories, corporate financial statements and other financial information
Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans
Structuring, underwriting and presenting loan requests in accordance with internal policies and procedures
Responding to customer information requests or inquiries involving commercial loans
Review and update credit and loan files
Review loan documents to ensure they are complete and accurate according to policy and prepare and organize loan documents for closing
Adhere to credit policies, credit lines, procedures and standards in conjunction with senior managers
Service existing customers and enhance relationship by cross selling business and personal products
Service delinquent accounts by documenting and following Bank policies for collection
Maintain orderly and complete financial reporting and documentation for all customers
Develop referral relationships to proactively solicit business and conduct sales-related activities to meet specific loan volume origination goals
Involvement in local community through clubs, luncheons, business organizations, etc. and developing relationships with local government and business leaders of community
Maintain and update calling program in effort to attract new business opportunities