BSA - Embedded Finance - Local to Pittsburgh, Phoenix, or Charlotte

CGI•Pittsburgh, PA

16h•Hybrid

About The Position

We are looking for a Senior Business Systems Analyst with experience in embedded finance and Banking-as-a-Service platforms. The candidate will define platform requirements, support fintech partner integrations, and ensure embedded financial products meet regulatory and compliance standards across payments, accounts, lending, and BSA/AML controls. Candidate must live in or be willing to relocate to Pittsburgh, PA, Phoenix, AZ, or Charlotte, NC in a Hybrid working model.

Requirements

7+ years in business systems analysis; 3+ years in embedded finance, BaaS, open banking, or fintech platform delivery.
Strong understanding of embedded finance products — embedded payments (ACH, RTP, card), embedded accounts, embedded lending, and BaaS infrastructure.
Hands-on experience writing and reviewing REST API specifications, JSON payloads, and OpenAPI/Swagger documentation.
Working knowledge of BSA/AML compliance for fintech/BaaS platforms — KYC/KYB, CDD, transaction monitoring, OFAC screening.
Experience delivering in Agile/SAFe environments; proficiency in JIRA, Confluence, or Azure DevOps.
Ability to engage both technical (engineering) and non-technical (product, compliance, client) stakeholders.

Responsibilities

Define functional requirements for embedded finance capabilities — embedded payments, accounts, lending, and compliance modules.
Translate partner and enterprise client use cases into platform capability requirements and API product features.
Conduct gap analysis on BaaS platform capabilities; propose solutions aligned with the product roadmap.
Author and review API specifications (REST/JSON, OpenAPI/Swagger) for embedded financial services endpoints.
Define data schemas, event models, and integration patterns for real-time payment, account, and compliance data flows.
Define requirements for embedded BSA/AML capabilities — KYC/KYB onboarding workflows, transaction monitoring, and SAR/CTR data flows.
Ensure embedded product designs incorporate CIP, beneficial ownership, and FinCEN compliance controls.
Partner with Compliance and Legal to validate product flows meet BSA, AML, OFAC, and applicable licensing requirements.
Serve as primary BA liaison for fintech and enterprise partners integrating the embedded financial platform.
Lead requirements workshops, integration design sessions, and go-live readiness reviews.
Write user stories, acceptance criteria, integration runbooks, and partner-facing functional documentation.
Manage backlog in JIRA; coordinate UAT and defect resolution in an Agile/SAFe delivery model.