Senior Business Banker

Lakeside HR Group•Minnetonka, MN

29d•Onsite

About The Position

Lakeside HR Group has been engaged by our client to recruit for a Senior Business Banker to join their team. Our client is a well-established banking organization looking for an experienced commercial lending professional who can build strong business relationships, manage complex credit needs, and serve as a trusted financial partner to clients. This role is focused on developing and managing larger, more complex commercial relationships, with an emphasis on clients and prospects with annual revenues of approximately $2MM to $20MM. The Senior Business Banker will be responsible for growing commercial relationships, supporting credit quality, expanding treasury management opportunities, and helping shape a strong lending culture across the organization.

Requirements

Bachelor’s degree preferred.
10+ years of commercial lending experience, or an equivalent combination of education and experience.
Strong commercial banking background, including sales, credit underwriting, and relationship management.
Ability to build strong customer relationships and develop customer loyalty.
Experience analyzing complex balance sheets, income statements, ratios, and cash flow statements.
Strong knowledge of commercial lending, credit structures, loan documentation, and regulatory requirements.
Ability to understand and manage legal and regulatory aspects of commercial lending, including UCC and bankruptcy considerations.
Strong sales prospecting, planning, and organizational skills.
Action-oriented approach with the ability to recognize issues and respond with urgency.
Ability to gather and analyze customer needs and recommend customer-focused financial solutions.
Strong judgment, communication skills, and ability to influence across teams.
Ability to mentor or guide less experienced lending professionals.

Responsibilities

Develop, manage, and grow commercial banking relationships with new and existing clients.
Serve clients and prospects with complex deposit, cash management, and credit needs.
Call on prospective commercial accounts through referrals, joint calling, cold calling, and appointment scheduling.
Manage all aspects of the commercial borrowing relationship, including loan closings, ongoing customer communication, and portfolio servicing.
Prepare and document loans in accordance with bank policies, legal requirements, and regulatory guidelines.
Analyze complex financial statements, cash flow, balance sheets, and related credit information.
Consolidate and evaluate complex commercial entities, subsidiaries, and affiliates.
Present credit reviews and recommendations to loan committees, clearly explaining analysis and supporting findings.
Research key client industries to stay informed on market trends and business developments.
Mentor, train, and provide guidance to lending staff as needed.
Support assigned projects and contribute to the overall development of a strong commercial credit culture.