Senior Associate/Vice President-Liquidity, Optimization & Balance Sheet Management

BMO•Toronto, ON

16h•CA$82,800 - CA$154,800•Onsite

About The Position

The Capital Markets Treasury team is seeking a highly driven, analytically individual to join its Liquidity, Optimization & Balance Sheet Management function. This role is responsible for the oversight, analysis, and optimization of liquidity and funding across BMO Capital Markets, ensuring effective balance sheet deployment under evolving regulatory, risk, and business constraints. The position operates at the intersection of Treasury, Global Markets, and Risk, with a mandate spanning both day-to-day liquidity risk management and longer-term strategic balance sheet optimization. In addition to core risk oversight, the role plays a key part in shaping how liquidity and balance sheet resources are allocated across business activities. The role is both strategic and execution-oriented, requiring hands-on engagement in data analysis, model development, and reporting infrastructure, alongside leadership in optimization initiatives, stress testing frameworks, and regulatory deliverables. The successful candidate will also partner closely with Technology and Operations to enhance data pipelines, reporting automation, and analytical capabilities supporting Capital Markets Treasury. This position provides significant exposure to senior leadership and offers the opportunity to influence key business decisions, contribute to enterprise stress testing and recovery planning, and drive continuous improvement in liquidity risk management and balance sheet efficiency within a complex Capital Markets environment.

Requirements

8+ years’ experience, with exposure to one or more of the following: Treasury/ Liquidity and Funding Management, Capital Markets, Stress Testing, Financial/ Regulatory Reporting , Balance sheet analytics ,Business Process improvement
Experience and understanding of liquidity and funding principles, market and credit risk management practices, financial instruments, Global Markets operations and strong Capital Markets product knowledge
Undergraduate degree in a relevant field; CPA, MBA, or CFA (or comparable).
Understanding of financial markets and banking & broker/dealer regulatory environments.
In-depth familiarity of trading system output data.
Strong analytical and data management skills.
Advanced proficiency in Excel and PowerPoint; working knowledge of SQL, VBA , Python, and Power BI.
Experience working with trading system data and building scalable reporting, dashboards, and controlled data pipelines.
Understanding of international best practices in capital, liquidity and funding management, and process improvement.
Experience and understanding of liquidity and funding principles, market and credit risk management practices, funds transfer pricing principles, financial instruments, and Trading Products operations;
Ability to understand and analyze complex financial products and transactions including derivatives, secured financing transactions, fixed income, loan origination facilities, and collateralization in these transactions
Ability to assist in development of analytical models and decompose complex transactions into their balance sheet elements.
Advanced data management and analytical skills, with the ability to synthesize insights from large, complex datasets.
Excellent written and verbal communication skills, with the ability to convey complex concepts clearly to diverse stakeholders
Strong analytical and data management capabilities with exceptional attention to detail, supported by a disciplined approach to processes, controls, and continuous improvement.
Strong influencing, and stakeholder management skills, with the ability to operate effectively across business, risk, and technology functions.
Ability to manage ambiguity, prioritize competing demands, and deliver in a fast-paced, dynamic environment.
Collaborative mindset with a strong internal client focus and ability to build effective cross-functional relationships.
Strong process improvement and change management capabilities, with a focus on scalability, control, and efficiency.
Effective communication and presentation skills, with the ability to translate insights into clear, impactful materials for senior stakeholders and drive change through scalable process and transformation initiatives

Responsibilities

Accountable for the oversight of Capital Markets liquidity and funding risk management, including funding and collateral usage, liability diversification, and key regulatory metrics (e.g., LCR, NSFR).
Produce and oversee timely, accurate management information and analysis to support oversight of funding activity and balance sheet usage.
Build, maintain, and enhance balance sheet and liquidity forecasting frameworks to support Capital Markets planning and strategic decision-making.
Participate in new product initiatives reviews for Capital Markets and provide analysis ensuring impacts to funding profiles, liquidity limits, and model assumptions are identified and documented.
Act as a key liaison for liquidity and funding policy interpretation (including LAR), ensuring consistency, transparency, and proper documentation.
Manage Global Markets forecasts and assess marginal trade impacts on liquidity metrics and constraints, providing actionable guidance to business partners.
Partner with Technology and Operations to design, implement, and enhance analytical models, reporting infrastructure, and data pipelines supporting liquidity oversight.
Lead and contribute to initiatives aimed at optimizing Capital Markets performance under binding balance sheet constraints (e.g., liquidity, leverage, capital).
Drive liquidity and funding optimization initiatives, including return-on-balance-sheet analysis and trade-off assessment across regulatory and economic constraints.
Lead the development, maintenance, and governance of Global Markets liquidity stress testing scenarios; ensure alignment to enterprise frameworks
Coordinate stress testing outputs across Treasury and Risk partners, ensuring results are explainable, repeatable, and auditable.
Produce crisis-management / contingency reporting packs to support management with quarterly annual review and updates
Deliver ad hoc analysis on balance sheet impacts under various capital, liquidity, and funding scenarios, and translate insights into clear recommendations for senior stakeholders.