Balance Sheet Strategist I
About The Position
The Balance Sheet Strategist role supports the development and execution of balance sheet optimization strategies related to balance sheet allocations, buying/selling loans (either in whole loan form or in participations), the investment portfolio, and derivatives. This role contributes to strategic finance initiatives by assisting with ad hoc research projects, supporting operational tasks, and delivering financial insights to inform decision-making. Performs work under general supervision. Handles moderately complex issues and problems and refers more complex issues to higher-level staff. Possesses solid working knowledge of subject matter.
Requirements
- Bachelors: Economics (Required)
- Bachelors: Finance (Required)
- 2-4 years’ experience in balance sheet management, investment portfolio management, financial risk management.
- Any equivalent combination of experience and education.
Responsibilities
- Measure and evaluate the relative value of all assets and liabilities on the balance sheet.
- Support the development and execution of strategies related to the investment portfolio, buy/sell loans (either in whole loan form or in participation), funding strategies, and hedging strategies.
- Evaluate new investment strategies and make recommendations to senior team members.
- Track and report investment strategy performance.
- Complete the pre-purchase reviews and ensure all documentation is accurate.
- Assist with facilitating all loan trading activities (either in whole loan form or in participations) related to PSECU’s Mortgage, Home Equity, Auto, and Consumer Loan portfolios.
- Assist with completing loan valuation analysis.
- Monitor PSECU’s aggregate financial risk to include interest rate risk, liquidity risk, and risk to net worth, and assist with the development of hedging strategies to manage risk within the balance sheet.
- Support the Management Asset/Liability Committee by preparing reports and presentations related to balance sheet strategies and economic trends.
- Analyze market trends, competitor pricing, and member needs and provide insights to be used in pricing strategies for loans and deposits.
- Analyze economic and business trends to identify opportunities and risks, and translate these trends into actionable insights to be used in strategic decision making to enhance the credit union’s financial performance and member value.
- Other duties as assigned.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
