Senior Associate, Portfolio Analytics & Reporting

New York Life Insurance Co•New York, NY

1d•$100,000 - $135,000•Hybrid

About The Position

This role is responsible for ensuring commercial mortgage loans meet collateral eligibility, data integrity, and secured funding requirements, including FHLB pledging. The role supports the end-to-end collateral lifecycle across secured funding counterparties, with an emphasis on eligibility, optimization, and ongoing monitoring. Key responsibilities include: Manage the daily collateral pledging lifecycle, including onboarding, pledging, substitutions, and withdrawals across secured funding programs. Evaluate and apply technology-enabled solutions, including AI-driven tools where appropriate, to streamline manual processes and improve scalability across collateral management activities. Monitor and maintain collateral eligibility, ensuring assets meet counterparty-specific requirements related to documentation, credit quality, and data completeness. Perform ongoing collateral valuation and surveillance, including mark-to-market processes and periodic re-eligibility reviews. Ensure the accuracy, completeness, and integrity of data used in collateral reporting, borrowing base calculations, and regulatory submissions. Conduct underwriting, financial analysis, and portfolio surveillance with a focus on credit quality, collateral performance, and continued financing eligibility. Perform portfolio-level data analysis and scenario modeling to evaluate collateral utilization, borrowing capacity, and funding performance, providing recommendations that support liquidity and balance sheet optimization. Partner closely with Treasury and senior management to support secured funding activities and ensure alignment with funding strategies. Act as a cross-functional liaison across operations, loan management, legal, closing, and treasury teams to resolve eligibility issues and improve collateral usability. Identify and implement process improvements, including automation and enhanced reporting, to improve data quality, workflow efficiency, collateral tracking, and overall portfolio transparency. Contribute to portfolio-level strategy by identifying opportunities to optimize collateral pools, improve pledgeability, and enhance balance sheet efficiency. Support internal and external audits by maintaining clear documentation and audit trails for pledged assets.

Requirements

Bachelor’s degree required, preferably in real estate, finance, economics, accounting, or a related business discipline with an investment concentration.
3-5 years of experience in commercial real estate lending, servicing, asset management, collateral management, treasury, or secured funding, preferably within a large financial institution.
Strong understanding of commercial mortgage loan eligibility requirements across FHLB, Federal Reserve, and repo programs, including loan-level criteria.
Experience leveraging data, automation, and AI-enabled tools to improve processes, enhance reporting, and increase operational efficiency.
Ability to connect loan-level credit analysis with portfolio-level funding and liquidity implications.
Experience partnering cross-functionally with treasury, asset management, or capital markets teams.
Strong analytical, organizational, and communication skills, with a high degree of attention to detail and accountability.
Familiarity with systems supporting loan data, collateral reporting, and borrowing base processes (e.g., PLM, Qlik, or similar platforms).

Responsibilities

Manage the daily collateral pledging lifecycle, including onboarding, pledging, substitutions, and withdrawals across secured funding programs.
Evaluate and apply technology-enabled solutions, including AI-driven tools where appropriate, to streamline manual processes and improve scalability across collateral management activities.
Monitor and maintain collateral eligibility, ensuring assets meet counterparty-specific requirements related to documentation, credit quality, and data completeness.
Perform ongoing collateral valuation and surveillance, including mark-to-market processes and periodic re-eligibility reviews.
Ensure the accuracy, completeness, and integrity of data used in collateral reporting, borrowing base calculations, and regulatory submissions.
Conduct underwriting, financial analysis, and portfolio surveillance with a focus on credit quality, collateral performance, and continued financing eligibility.
Perform portfolio-level data analysis and scenario modeling to evaluate collateral utilization, borrowing capacity, and funding performance, providing recommendations that support liquidity and balance sheet optimization.
Partner closely with Treasury and senior management to support secured funding activities and ensure alignment with funding strategies.
Act as a cross-functional liaison across operations, loan management, legal, closing, and treasury teams to resolve eligibility issues and improve collateral usability.
Identify and implement process improvements, including automation and enhanced reporting, to improve data quality, workflow efficiency, collateral tracking, and overall portfolio transparency.
Contribute to portfolio-level strategy by identifying opportunities to optimize collateral pools, improve pledgeability, and enhance balance sheet efficiency.
Support internal and external audits by maintaining clear documentation and audit trails for pledged assets.