Senior Associate, Mortgage & Real Estate Closing & Servicing

Lincoln Financial•Charlotte, NC

3d•Hybrid

About The Position

We are looking to add a Senior Associate to the Commercial Mortgage and Real Estate Investments team to work in the Charlotte or Greensboro office 4 days per week with an option to work remotely on Fridays. In this position, you will provide experienced support as part of the Closing and Servicing team in the annual closing of $2.5+ billion of commercial mortgage investments. As the ideal candidate, you will grow your responsibilities with title/survey issues, commercial loan documentation and leases, and will support a team that manages a $16+ billion commercial mortgage loan portfolio.

Requirements

4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's) - Minimum Required
3-5+ Years’ experience in commercial mortgage loans that aligns with the specific responsibilities for this position.
Able to work a minimum of 40 hours per week, with four (4) days in the office.
Working knowledge of real estate law: Fee simple and leasehold estates; Foreclosures; Understanding subordinated interests.
Working knowledge of mortgage loan document types required for closing and servicing of loans.
Working knowledge of required insurance Acord forms and policies needed for closing.
Working knowledge of title insurance and UCC financing statements.
Critical thinking skills.
Must be detail oriented.
Strong organizational skills with the ability to manage multiple transactions and work independently in a time-sensitive environment where meeting established deadlines is critical.
Strong interpersonal/customer service skills with the ability to create/build and maintain relationships with internal and external stakeholders.
Excellent written and verbal communication skills.
Working knowledge of Microsoft Office Suite (Teams, Word, Excel, PowerPoint and Outlook).

Nice To Haves

Experience with AI platforms (e.g., Microsoft Copilot, Claude, etc.) is preferred.
Experience in closing and/or servicing of bridge, construction and/or mezzanine financing is preferred.

Responsibilities

Interfacing with internal and external stakeholders, including production officers, production analysts, correspondents, borrowers, in-house counsel, outside counsel, title companies, accounting, treasury, servicing, portfolio management, and asset management personnel proactively to ensure loans are closed timely.
Managing and communicating transaction timelines to internal and external partners to verify all appropriate deadlines are met.
Identifying the legal and business risks associated with each mortgage loan investment being closed.
Performing pre-and post-closing functions including managing closing checklist to ensure completion and receipt of all required documents to review and close the loan.
Reviewing loan documentation, third party due diligence reports, title, survey, and insurance documentation for compliance with Lincoln’s requirements.
Transmitting loan information and documentation to servicing, asset management, accounting, and other departments, as necessary.
Reviewing loan settlement statements prepared by the escrow agent for accuracy.
Updating internal systems to ensure that appropriate internal reporting data reflects current information for the transaction.
Keeping management, deal team, borrower, and other parties informed of potential problems or delays and makes recommendations.
Working on projects and team initiatives as requested.