Senior Associate, Financial Solutions

Fidelity•Boston, MA

19h•Onsite

About The Position

This role will work with a range of teams at Fidelity including Fidelity Technology, Platform, Analytics, Product Management, Legal, and Compliance teams, among others. The Financial Solutions team, part of Strategic Advisors, develops the research, quantitative methodologies, and decision frameworks that underpin the financial advice and guidance Fidelity provides to wealth, brokerage, and workplace customers through representatives and digital experiences. The team works across traditional planning boundaries, bringing together financial planning, profiling, tax planning, investment planning, optimization, behavioral insights, and technology. We research complex customer problems, develop and test potential solutions, and partner across Fidelity to bring those solutions to market. Our work includes developing methodologies for retirement planning which include tax-efficient withdrawals, Roth conversions, savings and distribution strategies, retirement-income funding, healthcare decision support tools, and other decisions that require customers to coordinate their financial plans with their investment portfolios. Fidelity is transitioning to a full-time onsite working model through a phased rollout across regions and roles. Currently, some roles and locations require 100% onsite presence, while others require less. Onsite expectations are likely to evolve as the rollout continues. This transition does not apply to fully remote roles.

Requirements

Holds a bachelor’s degree or graduate degree in Engineering, Finance, Mathematics, Econometrics, Computer Science, or equivalent quantitative and logic-oriented degree
Has 3 plus years of relevant financial services experience
Demonstrated experience: Be able to work on projects independently under guidance from experienced team members
Developing quantitative models or optimization in python and Excel or optimization packages
Demonstrated experience or interest in Financial Planning

Nice To Haves

CFA and / or a CFP are a plus; willingness to pursue either preferred
Experience in technology or technology background a plus
Experience in developing solutions, prototypes, or solutions leveraging generative AI.
Is excited to help Fidelity customers with financial planning
Demonstrates intellectual curiosity, initiative, and love for learning new skills and capabilities
Possesses strong quantitative and problem-solving skills
Ability to work independently, as part of a team, and with direction from management or tenured team members
Enjoys working in a fast-paced team-based environment
Has excellent communication skills

Responsibilities

Define financial planning problems and translate them into testable research questions and quantitative methodologies
Turn research into implementable solutions by developing prototypes, decision rules, calculation specifications, and functional requirements in partnership with product and technology teams.
Develop, validate, and back-test quantitative models using simulation, financial modeling, and scenario analysis.
Evaluate how planning and investment decisions interact, including the effects of account type, asset location, funding source, portfolio assumptions, product selection, and market uncertainty on customer outcomes.
Improve the transparency and explainability of financial recommendations so customers, representatives, and business partners can understand the assumptions, trade-offs, and drivers of an outcome.
Explore responsible applications of generative AI and agentic workflows to accelerate research, scenario development, testing, documentation, and explanation of planning recommendations.