Senior Associate/Assistant Vice President, Portfolio Management, Healthcare Lending

Forbright Bank • Chevy Chase, MD

6d

About The Position

The Senior Associate or Assistant Vice President of Portfolio Management, Healthcare Lending is part of the team managing credit risk within Forbright Bank’s Healthcare Lending Portfolio. The position monitors loan performance, manages client relationships and workout credits, and ensures accurate assessment of credit risk and trends. It also coordinates Bank resources, including supporting departments and analysts, to minimize the Bank’s risk of loss.

The role works with borrowers, senior management, legal counsel, loan servicing, deposit operations, analysts, and the Origination/Underwriting Team. It monitors assigned borrowers’ financial condition and credit risk, oversees reporting and financial analysis, handles loan modifications and risk-rating processes, and contributes to scalable portfolio monitoring infrastructure. Work is primarily conducted in an office setting; remote or hybrid schedules may be available for most positions at management discretion.

Requirements

• Bachelor’s degree.
• At least 4–6+ years of lending or portfolio management experience with a bank or commercial finance company, depending on title level.
• Formal credit training.
• Strong understanding of accounting and finance.
• High proficiency with Excel and other Microsoft Office products.
• Solid grasp of loan and legal documentation.
• Outstanding quantitative and qualitative analytical skills.
• Acute attention to detail and the ability to think critically and independently.
• Exceptional attitude and commitment to teamwork.
• Excellent written and verbal communication, presentation, and interpersonal skills.
• Well-developed organizational skills; the description’s statement of this qualification is incomplete.

Responsibilities

• Monitor operating performance, financial condition, and credit risk for assigned borrowers and client relationships to identify issues and resolve problems promptly.
• Ensure required borrower reporting is received on time.
• Perform or review financial analysis of borrower reporting, tracking trends, key performance indicators, and developments that may affect loan performance.
• Communicate identified credit risks and recommended actions to senior management.
• Research, propose, and prepare loan modification approval write-ups in coordination with clients, legal counsel, and the manager.
• Manage upcoming loan maturities, past dues, and credit quality.
• Complete or oversee risk ratings, criticized asset management memos, and review processes for assigned borrowers.
• Manage Bank resources effectively, including loan servicing, deposit operations, and the Healthcare Team’s analyst pool assigned to loans.
• Mentor and indirectly manage analyst resources.
• Ensure analyst work is completed on time, including borrower-file communications across the Bank’s tracking, reporting, and communication systems.
• Participate in bi-weekly Portfolio Management department meetings and ensure assigned analysts are prepared to contribute as needed.
• Attend bi-weekly Pipeline meetings and collaborate with the Origination/Underwriting Team to transition new loans from Closing to Portfolio Management.
• Analyze and approve borrowing bases of asset-based revolvers in the loan portfolio.
• Maintain loan documentation and credit files promptly in accordance with Bank procedures and banking guidelines.
• Stay informed about state and federal healthcare current events and changes to healthcare policies.
• Participate in building scalable portfolio monitoring infrastructure.
• Perform other duties as assigned.

Benefits

• Comprehensive health, dental, and vision plans
• Four weeks of paid time off
• 401(k) with company match
• Metro SmartTrip benefits ($50 per month)
• Remote or hybrid work schedules for most positions, subject to management discretion
• Incentives for purchasing solar panels or electric vehicles and for biking to work
• Paid subscriptions to Veterans Compost and Capital Bikeshare, and Imperfect Foods reimbursement

What This Job Offers

• Job Type: Full-time
• Career Level: Senior