Senior Associate/Assistant Vice President, Portfolio Management, Healthcare Lending

Forbright Bank • Chevy Chase, MD

7d • $115,000 - $135,000

About The Position

The Senior Associate or Assistant Vice President of Portfolio Management, Healthcare Lending is part of the team managing credit risk within Forbright Bank’s Healthcare Lending portfolio. The role monitors loan performance, manages client relationships and workout credits, and ensures accurate assessment of credit risk and trends. It works with and directs Bank resources, including supporting departments and analysts, to minimize the Bank’s risk of loss.

The position reviews borrower financial reporting and credit trends, communicates risks and recommended actions to senior management, manages loan maturities and past dues, and oversees credit-quality processes. It collaborates with clients, legal counsel, managers, and the Origination/Underwriting Team, and contributes to building scalable portfolio-monitoring infrastructure. Work is primarily conducted in an office setting; remote work may be allowed at management discretion. The position may be remote or hybrid, with hybrid schedules described as four days per week in-office for most positions.

Requirements

• Bachelor’s degree required.
• Minimum of 4–6+ years of lending or portfolio management experience with a bank or commercial finance company, depending on title level.
• Formal credit training required.
• Strong understanding of accounting and finance.
• High proficiency with Excel and other Microsoft Office products.
• Solid grasp of loan and legal documentation.
• Outstanding quantitative and qualitative analytical skills.
• Acute attention to detail and ability to think critically and independently.
• Exceptional attitude and commitment to teamwork.
• Excellent written and verbal communication, presentation, and interpersonal skills.
• Well-developed organizational skills; the posting’s qualification statement is incomplete after this phrase.

Responsibilities

• Monitor operating performance, financial condition, and credit risk for assigned borrowers and client relationships to identify issues and resolve problems promptly and effectively.
• Ensure required borrower reporting is received on time.
• Perform or review timely financial analyses of borrower reporting, tracking trends, key performance indicators, and developments that may affect loan performance.
• Communicate identified credit risks and recommended actions to senior management.
• Research, propose, and prepare modification approval write-ups, working with clients, legal counsel, and the manager.
• Manage upcoming loan maturities, past-due loans, and credit quality.
• Complete or oversee risk ratings, criticized-asset management memos, and review processes for assigned borrowers.
• Manage Bank resources effectively, including loan servicing, deposit operations, and the Healthcare Team analyst pool assigned to loans.
• Mentor and indirectly manage analyst resources.
• Ensure analysts’ work is completed on time, including borrower-file communications across the Bank’s tracking, reporting, and communication systems.
• Participate in bi-weekly Portfolio Management department meetings and ensure assigned analysts are prepared to contribute as needed.
• Attend bi-weekly Pipeline meetings and collaborate with the Origination/Underwriting Team to transition new loans from Closing to Portfolio Management.
• Analyze and approve borrowing bases for asset-based revolvers in the loan portfolio.
• Maintain loan documentation and credit files promptly and in accordance with Bank procedures and banking guidelines.
• Stay informed about state and federal healthcare events and healthcare policy changes.
• Participate in building scalable portfolio-monitoring infrastructure.
• Perform other duties as assigned.

Benefits

• Comprehensive health, dental, and vision plans.
• Four weeks of paid time off.
• 401(k) with company match.
• Metro SmartTrip benefits of $50 per month.
• Remote or hybrid work schedules for most positions; hybrid schedules are four days per week in-office.
• Incentives for purchasing solar panels and electric vehicles and for biking to work.
• Paid subscriptions to Veterans Compost and Capital Bikeshare, and Imperfect Foods reimbursement.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior