Senior Analyst - US Public Finance, Housing - New York, Denver, or Chicago

S&P Global•Chicago, IL

6d•$90,000 - $140,000•Hybrid

About The Position

The Senior Analyst works on the Housing team within S&P Global Ratings’ Public Finance practice, which covers approximately 600 ratings across housing finance agencies, public housing authorities, and community development financial institutions in the United States. The team analyzes capital fund financings and federally enhanced housing issues, delivering credit opinions on the affordable housing sector. The role leads credit analysis and surveillance for assigned credits and portfolios, synthesizes performance, market signals, and peer context into risk insights, and communicates findings to clients, senior stakeholders, and rating committees. It also contributes to team capability building by coaching junior analysts and supporting controlled automation and AI-enabled analytical workflows, with appropriate validation, documentation, and human oversight. The position is based in New York, Denver, or Chicago. Employees must work from an office at least two days per week, and final-stage candidates must attend at least one in-person interview. The role is limited to people with an indefinite right to work in the United States.

Requirements

Typically 3 or more years of relevant experience in financial analysis, public finance, or affordable housing finance.
Demonstrated experience in affordable housing finance, such as loan underwriting, portfolio management, real estate development, or capital raising.
Understanding of affordable housing policies, financing structures, and funding programs, including low-income housing tax credits, housing choice vouchers (Section 8), and mortgage revenue bond programs.
Ability to analyze financial statements and credit risk and deliver high-quality outputs across multiple credits with limited oversight.
Practical experience embedding AI, large language models, or agentic workflows into analytical processes to improve productivity and insight.
Effective written and verbal communication skills, including the ability to explain complex analytical findings clearly to senior stakeholders and rating committees.
Bachelor’s degree or equivalent required.
Must have an indefinite right to work in the United States.
Must attend at least one in-person interview if advancing to the final stage.
Must work from an office at least two days per week.

Nice To Haves

Master’s degree or professional certification, such as CFA.
Experience coaching or mentoring junior analysts in an analytical or financial services environment.
Experience contributing to scalable automation or AI workflows, including defining requirements, supporting testing, and enabling adoption.
Experience applying credit rating methodologies or public finance analytical frameworks in a structured credit assessment context.

Responsibilities

Lead end-to-end credit analysis for assigned credits and deliver high-quality work on time across the housing finance portfolio.
Manage surveillance and updates for an assigned portfolio, synthesizing performance, market signals, and peer context into clear risk insights.
Use large language model tools in analytical workflows with structured validation and documentation.
Translate complex data, analysis, and research into clear narratives for clients, senior stakeholders, and rating committees.
Build effective relationships with issuers and market participants.
Coach junior team members on credit analysis, data discipline, and analytical tooling, and promote shared standards and responsible AI adoption.
Ensure adherence to methodology, confidentiality, and data governance requirements, escalating emerging issues early with options and recommendations.
Contribute to controlled automation workflows, including supporting the design, testing, and rollout of AI-enabled tools and helping define boundaries between automated and human-led analytical processes.