Senior Analyst - Special Assets

FARMER MAC•Johnston, IA

10h•Hybrid

About The Position

We are seeking a highly analytical and relationship-oriented Senior Analyst – Special Assets to join our team. This role is responsible for the delinquency management, servicing, and resolution of loans across the full life cycle, with a strong focus on real estate–secured agricultural lending loan servicing. The ideal candidate brings a deep understanding of loan origination through payoff, including closing, servicing, modifications, defaults, and resolutions. This position evaluates and underwrites servicing and credit requests, develops well-supported recommendations, and delivers practical, relationship-based solutions aligned with borrower, investor, and regulatory requirements. While this role primary includes management of delinquent and problem assets, it is also focused on servicing strategy, credit analysis, and life-of-loan risk management. This role serves as a subject matter expert in loan servicing, real estate–secured credit, and special asset resolution, contributing to the overall strength and integrity of the servicing portfolio.

Requirements

Bachelor’s degree in Agriculture, Finance, Accounting, or a related field; or an equivalent combination of education and experience sufficient to perform the essential functions of the role.
Minimum five (5) years of experience in agriculture and business finance, with demonstrated knowledge of credit risk and loan servicing.

Nice To Haves

Strong analytical and critical thinking skills with the ability to interpret complex financial data.
Solid understanding of real estate–secured lending and agricultural loan servicing, including regulatory and investor considerations.
Exceptional communication and interpersonal skills with a borrower-focused approach.
Experience working with loan servicing systems and financial analysis tools.
Demonstrated knowledge of the full loan life cycle, from origination and closing through servicing, modification, and payoff or resolution.
Proven ability to manage multiple priorities and meet deadlines in a dynamic, fast-paced environment.
Strong written and verbal communication skills with the ability to explain servicing decisions clearly and professionally.
High level of integrity, discretion, and professionalism in handling sensitive borrower information.
Collaborative team player with the ability to work independently and contribute to team success.

Responsibilities

Oversee higher risk and non-performing assets, coordinating with Legal and other internal and external stakeholders as needed to deliver a resolution
Serve as a subject matter expert for agricultural real estate secured loan servicing matters, including interpretation of loan documents, mortgages, and related collateral.
Collaborate with internal teams and external partners to develop practical servicing and resolution strategies that balance credit risk, borrower relationships, and investor requirements.
Analyze, identify, request, and evaluate required borrower, property, and financial information to support servicing actions.
Clearly communicate servicing decisions, terms, and conditions to internal partners and external stakeholders.
Generate, review, and execute action-specific documentation and ensure accurate system updates to reflect approved servicing actions.
Ensure all servicing activities, documentation, and decisions comply with regulatory requirements, investor guidelines, and internal policies.
Act as a subject matter expert in loan servicing and special asset management, contributing to policy development and process improvements.
Provide strategic insight into emerging servicing and portfolio risks related to real estate and agricultural loan portfolios.
Support training initiatives and knowledge-sharing efforts focused on servicing best practices and life-of-loan considerations.